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Posted: Sat Feb 12, 2005 7:02 pm
by Tahrey1043
you might want to borrow something a little less lully for your first three months mate! (most likely time that you're going to stack it)
soooo glad i was driving my mums car during that period, but needless to say, she was not best pleased with my (unintentional) efforts to trash it!
Posted: Sat Feb 12, 2005 9:59 pm
by GaryUK
We seem to have quite a few new members lately.
Have you got any other plans for your car after you've passed? I found the practical test easy to be honest and just scraped the theory first time 30/35, didn't have that other section when I did it. If your confident you'll be fine.
How have you got on with insurance? The first years are always expensive!
Posted: Sat Feb 12, 2005 10:03 pm
by carmadaaron
ye first year is the most expensive, second year immediately drops
Posted: Sat Feb 12, 2005 10:19 pm
by darkfusion
GaryUK wrote:We seem to have quite a few new members lately.
Have you got any other plans for your car after you've passed? I found the practical test easy to be honest and just scraped the theory first time 30/35, didn't have that other section when I did it. If your confident you'll be fine.
How have you got on with insurance? The first years are always expensive!
After I've passed I wanna get some 15" rims, dropped 40mm and one of those iPod compatible Alpine head-units.
Insurance was a total rip, around £1550-ish. Hopefully it'll drop after I do the "Pass Plus" thing.
Posted: Sat Feb 12, 2005 10:23 pm
by GaryUK
I heard pass plus is supposed to count as one year no claims, if so will save a considerable amount. Although mods will push the price up too!
£1550.00, is that third party or fully comp?
Posted: Sat Feb 12, 2005 10:45 pm
by carmadaaron
if u put the cost of pass plus together, u dont save that much.
mine is £1200 fully comp, policy holder.
Posted: Sat Feb 12, 2005 10:47 pm
by carmadaaron
btw, i wuld put ur parents as the policy holder for a year, then when ur 18 it goes cheaper
thats what i did.
Posted: Sun Feb 13, 2005 12:53 am
by Si_GTi
I was lucky enough to have the cash to buy and insure my first car fully comp
if you can afford it, do get the insurance under your own name, it all helps towards amassing your NCB bonus faster. The first year's driving counts for the equivalent to approxiamtely 30% off your second year's insurance bill, so it's worth it in the long term
When I was 17, I insured my Mini fully comp for the cheapest quote I could get... £1200
although I was on a provisional license for the first 3 months of that. Money grabbing swines didn't give me anything back when I passed my test and had a full license
Posted: Sun Feb 13, 2005 10:46 am
by GroovyCarrot
Mine actually wanted more to insure me on my dad's clio after I'd passed.. apparently it's because you're more of a risk being a new driver on your own than a learner driver under supervision
Posted: Sun Feb 13, 2005 11:03 am
by carmadaaron
hmm mine stayed the same... but i was only allowed to use my dads car twice a week
how wuld they know if i used it 3 times a week?
Posted: Sun Feb 13, 2005 3:40 pm
by darkfusion
GaryUK wrote:I heard pass plus is supposed to count as one year no claims, if so will save a considerable amount. Although mods will push the price up too!
£1550.00, is that third party or fully comp?
Third Party Only
I'm gonna upgrade to Fully Comp when I've got my full license.
Driving with supervision sucks.
Posted: Sun Feb 13, 2005 4:21 pm
by Redline
Initial insurance on the 1.0E was stupid when I first passed so I went on my Mam's policy with Norwich Union Direct.
Changed it last year so I was down as main driver, but the policy was still in her name so it was still cheap. And as a bonus they've given me the equivalent of 1 years no claims as well.
However I'm looking to sell the Polo to buy an Audi A3, and Privilege have been the cheapest by a huge margin