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Posted: Mon Sep 01, 2008 6:31 pm
by Tim_GTi
Kelk11 wrote:i went through brentacre last week
21 years old 1 ncb 2 claims one none fault urban street parking.
all mods declared coillies bmc and alloys
£920
Yeh you see I have 0 NCB, but have had no claims in the 3 years I've been driving. So I'd say that kind of evens out our situations
, so I can't understand why they quoted me over £2k!
Posted: Mon Sep 01, 2008 6:59 pm
by Rossco
Why no NCB tim? named driver or change of companies too much?
Posted: Mon Sep 01, 2008 7:15 pm
by Tim_GTi
Named driver, stupid mistake! I have 1NCB as a named driver on directline, but that's no use to any other insurance company, and directline are no use to me! So I'm a little stuck.
Posted: Mon Sep 01, 2008 7:31 pm
by Scott F
I'm 24 (23 at time of renewal)
2yrs NCB
standard car
£620 through direct line
Got a discount for having my home insurance through them as well though
Us young drivers get a pretty raw deal I think.
Pishes me off to think there are pensioners driving round in performance motors, who probably cant even read the insurance certificate without 3" thick lenses, let alone spot potential hazards 20 yards away! But still get quotes of £10 a year.
Posted: Tue Sep 02, 2008 5:04 pm
by Torq-Al
Have a read of this thread that I hijacked off the uk-mkivs.net forum, shows how insurance companies rate your postcode. On to a loser if your postcode is close to a crime spree!
UK-MKIVS.NET
Posted: Tue Sep 02, 2008 6:00 pm
by mattupson
Good find!
Im lucky by the looks of it... I'm NN15 (A - Low risk, F - Highest risk)
NN Northampton
1-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
6, 9, 13-16 . . . . . . . . . . . . . . . . . . . . . . . . . A
7-8, 10-12, 29 . . . . . . . . . . . . . . . . . . . . . . B
17-18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
Posted: Tue Sep 02, 2008 6:46 pm
by ModifiedMadness
I'm 22 with 2 years ncb and pay £1100 for my .:R32 with Directline
Posted: Fri Sep 12, 2008 6:37 pm
by potter1
My Insurance is £550 a year Fully Comp and i'm 20.
I've got 3 Years NCB and no claims
Posted: Fri Sep 12, 2008 6:38 pm
by Tim_GTi
potter1 wrote:My Insurance is £550 a year Fully Comp and i'm 20.
I've got 3 Years NCB and no claims
That would be me if I'd done it properly from the start!
Posted: Mon Sep 15, 2008 12:45 pm
by Overseer
ModifiedMadness wrote:I'm 22 with 2 years ncb and pay £1100 for my .:R32 with Directline
WOW.
Just had a look at the post code rating thing. No wonder mine is so high - my post code is E
Posted: Mon Sep 15, 2008 1:43 pm
by Josh_polo
Torq-Al wrote:Have a read of this thread that I hijacked off the uk-mkivs.net forum, shows how insurance companies rate your postcode. On to a loser if your postcode is close to a crime spree!
UK-MKIVS.NET
f**k sake!!!
DA Dartford
1, 5, 7, 9, 10 . . . . . . . . . . . . . . . . . . . . . . . . E *
2-3, 6, 11-13 . . . . . . . . . . . . . . . . . . . . . . . D*
4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
8, 14-18 . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
Posted: Thu Sep 18, 2008 11:50 am
by lolhoward
Josh_polo wrote:Torq-Al wrote:Have a read of this thread that I hijacked off the uk-mkivs.net forum, shows how insurance companies rate your postcode. On to a loser if your postcode is close to a crime spree!
UK-MKIVS.NET
**** sake!!!
DA Dartford
1, 5, 7, 9, 10 . . . . . . . . . . . . . . . . . . . . . . . . E *
2-3, 6, 11-13 . . . . . . . . . . . . . . . . . . . . . . . D*
4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
8, 14-18 . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
Just about to say the same thing josh. DA7 and now moving to DA1. Never had any crime on any of my cars or mates cars!!!. I did have a work van, rent a van broken into in DA16 and thats it.
Tool box was so heavy though found it in someones garden next road down
Posted: Thu Sep 18, 2008 12:10 pm
by jamie1.8tpologti
mine was 400 fully comp with wheels, coilies and bonnet declared
thru brenacre
goin upto 1100 fully comp with 1.8t all mods declared and futrer bodywork and interior mods what gettin done declared to
thru hic
im 23 with 5 year protected no claims
Posted: Thu Sep 18, 2008 1:01 pm
by chrisjames
Josh_polo wrote:Torq-Al wrote:Have a read of this thread that I hijacked off the uk-mkivs.net forum, shows how insurance companies rate your postcode. On to a loser if your postcode is close to a crime spree!
UK-MKIVS.NET
**** sake!!!
DA Dartford
1, 5, 7, 9, 10 . . . . . . . . . . . . . . . . . . . . . . . . E *
2-3, 6, 11-13 . . . . . . . . . . . . . . . . . . . . . . . D*
4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
8, 14-18 . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
lol
I didnt know I was an E
No wonder I pay so much!
Posted: Thu Sep 18, 2008 1:35 pm
by Tim_GTi
My university address is level A