UK-POLOS.NET - THE VW Polo Forum

i know i couldnt believe when i got the quote. but thinkingof selling up now and getting something different if you know anyone who would be interested

bbspolo wrote:escort!
its a 909 motorsport shell that used 2 be used at branshatch rally school!

Ahhh I love the escorts! Is it the earlier big turbo model or later small turbo?

The escort cosworth has been my dream car since I was young. Scared to drive one now incase im dissappointed. What are they like by modern hot hatch standards? Should still be quick i would imagine?

wouldnt know mate mine is bacily a group n rally car never driven a standard road car!

So if i have a policy like insurance in my name and add my father using his no claims will mine be cheaper or do i have to have my dad take out an insurance and add me?? wot i need to do to get mine cheap considering iv lost 2 years no claims guys!

£1380 @ 20
£800 @ 21
£359 @ 22!

All fully comp in my own name with Bell 10 month policies.. 3 yrs no claims naw..

Trottagti wrote:So if i have a policy like insurance in my name and add my father using his no claims will mine be cheaper or do i have to have my dad take out an insurance and add me?? wot i need to do to get mine cheap considering iv lost 2 years no claims guys!

Under your dads name and you as a named is USUALLY cheaper. But having your own policy with your dad as a named would be alot more benficial as you'd gain your own NCBs.

BENNO wrote:£1380 @ 20
£800 @ 21
£359 @ 22!

All fully comp in my own name with Bell 10 month policies.. 3 yrs no claims naw..

whats the deal with those 10 month policies? would they count as NCB with another insurer or would they just be applicable with bell?

Scott F wrote:
Whats the deal with those 10 month policies? would they count as NCB with another insurer or would they just be applicable with bell?

That's something I need to check myself. I read the small print but it didn't seem to saying anything about it. I reckon it's quite likely that it would only apply to them. But it's worth ringing them up and checking.

I got mine at 19, now 21. My insurance came down from £1800 to £1300 this year aswell (I only started my own policy last year, and all mods are declared). I could get it for £900 if the car was standard lol.

I'm 18 now, and could insure a GTI on my mums insurance with me as a named driver for £1580, but i've decided to keep my 1.0 6n2 and have my own fully comp insurance so i can get my own no claims bonus for when i'm 20/21, when i'm gonna look into buying an S3.

I did a year with DirectLine on my mums policy, assuming i would have my own no claims at the end of the year like it said on the advert, turns out its a bit of a scam and only usable with Direct Line.

My insurance is £1600 now on my own policy fully comp, and i'm happy with my Polo for the next year or two.

Would like a GTI though, but it wouldn't be cheap on my own policy.

Dave_6n2 wrote:I'm 18 now, and could insure a GTI on my mums insurance with me as a named driver for £1580, but i've decided to keep my 1.0 6n2 and have my own fully comp insurance so i can get my own no claims bonus for when i'm 20/21, when i'm gonna look into buying an S3.

I did a year with DirectLine on my mums policy, assuming i would have my own no claims at the end of the year like it said on the advert, turns out its a bit of a scam and only usable with Direct Line.

My insurance is £1600 now on my own policy fully comp, and i'm happy with my Polo for the next year or two.

Would like a GTI though, but it wouldn't be cheap on my own policy.

Your story sound's almost exactly like mine, went with DL thinking I'd get ncb as a named driver on my mums policy, turns out only with DL Can get insured on a GTI with me as the main driver for £1700, which is still daylight robbery, but I am 18 and only have 1 years driving experience to my credit, Still after long deliberation I've decided I'm going to make the move as soon as I can sell my Mk5

i was 30 when i got my gti and paid 360 squid t insure that! got an S3 and now paying double glof gti 16v is £240 renault 5 gt turbo is £266 and corsa diesel...... £250 and that is just so the dog doesn't destroy or eat any of the others

Why is the corsa so much?! Or is it a reasonbly new model?

Tim_GTi wrote:Why is the corsa so much?! Or is it a reasonbly new model?

the corsa is a m reg 1.5 d merit, i had to start a new policy with that one which meant i couldn't transfer any no claims bonus, but they did take in to account the ncb i had on the other policies

D77 wrote:

Tim_GTi wrote:Why is the corsa so much?! Or is it a reasonbly new model?

the corsa is a m reg 1.5 d merit, i had to start a new policy with that one which meant i couldn't transfer any no claims bonus, but they did take in to account the ncb i had on the other policies

Ah fair enough