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Posted: Thu Mar 22, 2007 9:15 am
by shantybeater
Yeah that is scary, I kind of forgot about that until I bought my wheels....so I haven't actually told the insurance company
Posted: Thu Mar 22, 2007 9:44 am
by Chally_Rai
To be honest, I bought the car for £350 and Ive only spent 50 on it so far, and the wheels were £300 so thats £650 and I think I told them it was worth £600 anyway....they didnt ask what wheels i had...
So maybe I shouldnt bother?
Posted: Thu Mar 22, 2007 9:53 am
by Bryony84
You should bother - I need to tell mine that my new wheels are on despite them being worth less than my BBS wheels. It because if you have anything non-standard on your car and you crash, they will refuse to pay out anything because you had mods.
Posted: Thu Mar 22, 2007 9:57 am
by shantybeater
bryony tell me how much extra it costs when you find out, if its not too much i will do it otherwise it will be a f1 style pitstop to get my standards back on before the police turn up haha
Posted: Thu Mar 22, 2007 9:58 am
by Bryony84
I can't see it being too much - otherwise I'll have to do the same. In theory the new ones are worth less than the BBS would be so it shouldn't cost any more.
Posted: Thu Mar 22, 2007 10:00 am
by shantybeater
see with me i might get away with it anyway as they look the same as the standards only 16". I have even kept the VW center caps on
Posted: Thu Mar 22, 2007 10:05 am
by chrisash32
morning all
Posted: Thu Mar 22, 2007 10:16 am
by Bryony84
shantybeater wrote:see with me i might get away with it anyway as they look the same as the standards only 16". I have even kept the VW center caps on
Yeh, I was just thinking that actually. I certainly would get away with that though...
Morning Chris!
Posted: Thu Mar 22, 2007 10:20 am
by chrisash32
another day at the office!
I hate getting up early!!
Posted: Thu Mar 22, 2007 11:07 am
by Bryony84
I just called my insurance company who completely confused me. They said that to add different alloys would add £28 to my policy - which is good.
But then they said they don't pay for mods, so if my car was written off/stolen etc. They would pay for them to be replaced with original alloys... which cost more... which I thought that was quite random, not that I'm complaining.
Posted: Thu Mar 22, 2007 11:35 am
by chrisash32
I bet with a bit of effort you could of negotiated that £28 to nothing.
Posted: Thu Mar 22, 2007 11:46 am
by Bryony84
How??? Surely thats just a standard charge?
Posted: Thu Mar 22, 2007 11:51 am
by chrisash32
Just barter with them, insurance companys are one of the best.
Just start by saying to them that its not a very good price and major competitors have done it for free in the past as a gesture of good will. etc etc. works every time!
Posted: Thu Mar 22, 2007 12:00 pm
by Chally_Rai
Hang on un momento. I think i may only have third party (and maybe fire and theft but lets be honest here whats the likely hood of that? Lum is hardly a get away car)
so surely if my car isnt covered anyways it shouldnt cost more?
Posted: Thu Mar 22, 2007 12:02 pm
by Chally_Rai
chrisash32 wrote:Just barter with them, insurance companys are one of the best.
Just start by saying to them that its not a very good price and major competitors have done it for free in the past as a gesture of good will. etc etc. works every time!
you sure theyre not just scared of your manc accent?
cant imagine that would work for me....ooo arrrr