Re: The Great Tyre Debate
Posted: Mon Jun 14, 2021 10:38 am
120NM is a high torque setting though, some people would struggle to get there.
Probably the Worlds greatest Polo resource
https://uk-polos.net/
120NM is a high torque setting though, some people would struggle to get there.
I think 120Nm is around standard for most cars now (I've seen wheel nut torques in excess of 160Nm) and is easy to achieve. Especially considering torque wrenches that go to 120Nm are long and give good leverage. Otherwise find a bar to go over the end and it'll be easy.Andy Beats wrote: Mon Jun 14, 2021 10:38 am 120NM is a high torque setting though, some people would struggle to get there.
There’s no standard underwriting and risk acceptance approach taken by insurance companies on modifications - each will adopt their own individual approach. So there’ll no doubt be some companies who will accept a tyre change size without any issues whereas others like yours might not without additional information.TurboTrev wrote: Sun Jul 18, 2021 11:19 am Last Friday I broached changing my wife's Polo GTI+ 215 tyres to 225 with her insurance company. They confirmed it was classed as a modification and they did need to know. However, after being on the 'phone for about 20 minutes I gave up.
Their questions included: were the tyres being professionally fitted, why was she changing the size, how much was a 215 tyre, how much was a 225 tyre, why are 225 more expensive than 215, what is the VW specified size, what other makes and models of cars run the 225 size, what other makes and models run the 215 size, why do VW specify the 215 rather than the 225, was the wheel being changed or just the tyre?
In the end I said I'd never heard such strange and ridiculous questions, so I said forget it, we'll just fit 215s again. Anyone else had problems with their insurance company?
If it's serious enough they will, to ensure they weren't lacking tread as a contributory factor, if nothing else. If it were that serious then an independent safety assessor would judge that your mod had improved the car's safety and not its performance. If I ever had to explain it away, I'd say I had 2 punctures on a long journey and the tyre place only has 225/40s in stock.Rosinfield wrote: Mon Jul 19, 2021 5:42 am Better still, don't ask or mention. What are the odds of getting into trouble because of this after all. Or do you really think the insurance company takes the trouble of investigating what kind of tyres were fitted after an accident?
I can't imagine they'll be looking at brand or tyre size. Surely they'll see the michelin brand and check tread depths and that will be it. If not I reckon you'll have a good case to fight in court if they attempted to void a claim.monkeyhanger wrote: Mon Jul 19, 2021 6:21 am If it's serious enough they will, to ensure they weren't lacking tread as a contributory factor, if nothing else. If it were that serious then an independent safety assessor would judge that your mod had improved the car's safety and not its performance. If I ever had to explain it away, I'd say I had 2 punctures on a long journey and the tyre place only has 225/40s in stock.