F*ck off the student loan for myself, brother, and several mates, and mums/aunts/uncles mortgage, nans rent for the rest of her earthly tenure, and dads til he gets himself a proper job*
Get the polo truly sorted (... running to box, professional tune-up, derust and partial respray

) and find it a home, ditto astra (you should see the length of the list of potential/real faults the service inspection produced... £££!!! Well ok, nothing more than the VW regularly hit me for, but still a surprise), and get some "decent" transportation.....
Economic 125cc scooter for commutes, Prius/Insight/Lupo "3L" etc for day to day driving, and that Golf Twin-charger for more interesting drives. And a damn good bicycle.
Stick with the day job til i got at least the first stage of the qualification i've so far blown 54 weeks of my life on (not including the endless trudge of applications, interviews etc), maybe longer in a volunteer role as the nhs is permanently short of staff and cash. I would, however, set my own start and hometime and duties that i will not touch with a bargepole

And use my influence to get a couple people sacked, and all illegible doctors sent on a handwriting course.
Then a holiday. No, in fact, a holiday first before ANY of that, including the loans. Somewhere sunny, with seawater and nightclubs. Such as what i havent got any of this year.
After all that, with the fifty quid left over from my Triple-Rollover Euro Millions ticket, i'll buy a big bag of sweets, a big issue from every seller within sight on a full day's city ramble, and another lottery ticket. And win again.
Then I can take the rest of my life off, live comfortably, and still support a lot of charitable causes and spend my time doing little helpful things here and there, such as creating a focussed heat gun to melt speed cameras, cleaning/fixing/replacing/installing dirty/broken/missing/much-needed new signs along roads, commissioning a full study into phone radiation (with the intent of disproving it as being harmful, but accepting whatever result comes), helping little old ladies with their shopping, rescuing abandoned hamsters, etc.
(i actually came up with a great one for that list whilst out the other day, but it has since evaporated. oh well. maybe it was an idea for a memory improver that plugs into your head)
*joke

in fact i'd see to it that trust funds were set up to allow them both richly deserved early retirements, as the last 10 years havent been kind to either of 'em