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Just wondering how you guys insure your coilovers? As my policy only allows 50mm lowering, although my insurance renewal is early next month, my new proposed insurer only allows 50mm. (there the cheapest I have found & believe me I have looked!!!!)

The thing which makes this hard, as I do now have a 1ncb, however it was using a 10 month bonus accelerator, as you are probably aware it makes it very difficult to change insurers after, however I was wondering…..once I have the certificate which shows I have 1 year no claims, surely I can take that to any insurer as proof of one year no claim? Seems to me, as soon as I state it was achieve using a 10 month accelerator they jack the prices up, do I have to tell them this?

Many thanks in advance!

i would have thought mate, that once you have a certificate of 1ncb from ur present insurer, then that means u have 1NCB regardless of whether it was a 12 month or 10 month period!!

1yrs NCB is 1yrs NCB in my books! My bro did a 10 month bonus accelerator and i'm pretty sure he had no probs getting his next insurance!

Just tell ur new company that u have 1yrs NCB, as long as u have proof then it shouldn't be a problem!!

Hope this helps

DanDiesel wrote:i would have thought mate, that once you have a certificate of 1ncb from ur present insurer, then that means u have 1NCB regardless of whether it was a 12 month or 10 month period!!

1yrs NCB is 1yrs NCB in my books! My bro did a 10 month bonus accelerator and i'm pretty sure he had no probs getting his next insurance!

Just tell ur new company that u have 1yrs NCB, as long as u have proof then it shouldn't be a problem!!

Hope this helps

Someone back this up for me!!!!!

What DanDiesel said really.

Your taking out the 10 month bonus accelerator because it gets you 1 ncb, its not going to say that its a 10 month bonus accelerator on the certificate you get, so i dont think it matters.
Get the certificate and run mate

JKM, if your insurers will allow you to lower your car 50mm, how can they tell if you end up lowering the car a little further, say 60mm? If you factor in the settling of the springs over the first few weeks after fitting, surely it would drop a touch anyway?

To give you an idea, a 60mm drop will have the car sitting just above the tyres, so nice and low whilst still fairly practical for traffic calming speedbumps and multi-storey car parks. Have a look at D-Dub's recent post, he is lowered by about 60mm

And it looks bloody good

i'll second that