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Even More Debt
Posted: Fri May 25, 2007 10:00 pm
by Mouse_GTI
Well as some of you know my car was in for repair after it's accident a week today. Initially it was gonna cost £562 including labour for a new front panel, radiator and end plate, including the labour/towing cost & gearbox oil. Phoned up today and the garage said the air con system is damaged and will need a new fan and some other kind of fan, along with some of the piping repaired and a regas. What is worse is that it will take 2 weeks for the fan to arrive. So I can have the car, but I can't use any sort of ventilation. Total cost for the mechanical damage is now gonna be £892.
New bumpers and stuff is £180 and I'm guessing around £300 for the bumpers to be sprayed/smoothed. So I'm looking at a grand total of at least £1372 to get the car repaired, all because of some arsehole and an ill-maintained van. My service of the car cost £1250 just 2 months ago. I'm totally powerless and the car is crippling me of money

Re: Even More Debt
Posted: Fri May 25, 2007 10:02 pm
by partridge88
Mouse_GTI wrote:Well as some of you know my car was in for repair after it's accident a week today. Initially it was gonna cost £562 including labour for a new front panel, radiator and end plate, including the labour/towing cost & gearbox oil. Phoned up today and the garage said the air con system is damaged and will need a new fan and some other kind of fan, along with some of the piping repaired and a regas. What is worse is that it will take 2 weeks for the fan to arrive. So I can have the car, but I can't use any sort of ventilation. Total cost for the mechanical damage is now gonna be £892.
New bumpers and stuff is £180 and I'm guessing around £300 for the bumpers to be sprayed/smoothed. So I'm looking at a grand total of at least £1372 to get the car repaired, all because of some arsehole and an ill-maintained van. My service of the car cost £1250 just 2 months ago. I'm totally powerless and the car is crippling me of money

can't you claim off the insurance?
surely that's what it's for.
Posted: Fri May 25, 2007 10:04 pm
by Mouse_GTI
It's not worth it as I have a £350 voluntary excess, plus I'll loose 2 years no claims which will at least double my insurance quote
Posted: Fri May 25, 2007 10:07 pm
by partridge88
Mouse_GTI wrote:It's not worth it as I have a £350 voluntary excess, plus I'll loose 2 years no claims which will at least double my insurance quote
ahhh that's a b***h mate.
could try sourcing the parts off here, scrappies and off ebay more cheaply?
Posted: Fri May 25, 2007 11:00 pm
by ModifiedMadness
Ouch!
Gutted for you Mouse, really am.
Hope it's all sorted ok in the end though.
Posted: Sat May 26, 2007 12:29 am
by Mouse_GTI
It's a total pain in the ass. This is meant to be my summer hols and I should be enjoying myself. I got a summer placement in a couple of weeks meaning I'll be working 7 days a week pretty much for 8 weeks. I gotta arrange all these bodyshops and other s**t. Said to my parents it would of been better having had £1500 stolen from me - at least I wouldn't have the hassle of having to get the car fixed!
Posted: Sat May 26, 2007 9:49 am
by D-Dub
Gutted for you Mouse! I've been there, 2 months after i bought my GTI it needed a new gearbox!
It's a pain not having the car, just hope it will be all good once its sorted!
Posted: Sat May 26, 2007 11:08 am
by Mouse_GTI
My gearbox will be the next thing to go when I get it back

Posted: Sat May 26, 2007 4:45 pm
by JTLondon
Mouse_GTI wrote:It's not worth it as I have a £350 voluntary excess, plus I'll loose 2 years no claims which will at least double my insurance quote
I was reading the first post, you said it was the fault of the van's?
If so, if shouldnt affect your no claims as it wasnt your fault... no???

Posted: Sat May 26, 2007 7:07 pm
by SteveB
JTLondon wrote:...shouldnt affect your no claims as it wasnt your fault... no???

If he claims on his own insurance then yes its will effect his 'no claims' regardless of fault. Unfortunately Mouse would need the details of the other driver to claim off them.
@Mouse, it might be worth checking, but was there any CCTV camera's around the area it happened? I'm sure there is a law that if anyone has you on CCTV in a public place then they have to supply you with a copy of the footage at your request. Thats why you always see signs in shops with contact details of the CCTV operators. They might charge you a fortune for it and take ages but its worth a try.
Posted: Sat May 26, 2007 8:28 pm
by Mouse_GTI
I'll check to see if there are cameras on that stretch of the A90 out of Aberdeen