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I just rang up my insurance company, and they told me I am not allowed no more then 3 modifications to the car, have any of u guys been told that, and is there any way around it apart from changing companies.

I don't think there is a way round it, but I'm sure it's only 3 performance mods, or do they mean ANYTHING that you do, surely not?

What company is it?

I've never heard anything like it - phone round a few companies.

I currently have four mods declared on mine (wheels, alloys, grille, suspension). Only "hassle" (meaning = sorted out on the phone, the phone call just took a bit longer) was referring to their broker to see if the grille would affect the premium (it didn't).

Plus, my renewal is this month and it just went *down* by £100 .

THis is directline, btw.

Deek.

its norwich union, and i told them that i have lexus lights, alloy wheels and a sub woofer, and they said thats all im allowed.

try liverpool victoria unlimited mods no premiun increase the only thing they dont like are engine swops or capacity increases

You declared your sub woofer as a mod?

Subs etc are covered under your ICE cover (most insurers now cover ICE up to £500)

I'd check this with your insurers, because I've never referred to any of my ICE when listing modifications... All I've said is "Is my ICE covered?"

Is this 3-Mod rule because you are young?

Check with your insurers about the Sub mate... you might be able to swap that for something like suspension if you ask nicely!

well i mentioned sub, to them and they said i would have to declare it, but im wondering if the 3 mod rule applies to performance mods