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GTI Insurance
Posted: Mon Sep 01, 2008 9:50 am
by tegwin
Its that time of year again...
MOT is done, tax is paid for...now its Insurance...
Who are you all insured with and how much are you paying?
I have had a quote with directline for around £1200..... Im 20, 1 year NCB...
Are any of the companies who specialized in "hot hatches" going to be cheaper?...Adrian flux etc...
Posted: Mon Sep 01, 2008 9:52 am
by 1der
im through adrian flux
21
1 claim
all mods declared
fully comp
£850
Posted: Mon Sep 01, 2008 1:24 pm
by Si_GTi
I'm with Brentacre. I renewed last week for £400 (with Business Class 1 cover) but then I
am 27
Posted: Mon Sep 01, 2008 2:04 pm
by Torq-Al
Quite a few people have good deals thru' Elephant, plus both Adrian Flux & Greenlight are supposed to be good too.
Use a insurance search engine like confused.com, moneysupermarket & comparethemarket to get an idea of the companies that you can target direct. Don't be afraid to tell them your best deal, they will want your dosh!
Posted: Mon Sep 01, 2008 2:13 pm
by tegwin
21
1 claim
all mods declared
fully comp
£850
How the heck did you manage that.....Adrian flux reconed I would be looking at atleast 2k.....which is just silly!!!
Posted: Mon Sep 01, 2008 2:18 pm
by Torq-Al
tegwin wrote:
21
1 claim
all mods declared
fully comp
£850
How the heck did you manage that.....Adrian flux reconed I would be looking at atleast 2k.....which is just silly!!!
Don't forget your postcode can have a lot to do with your cost too! 1der is in the Highlands, probably shows as low risk, depends where you are!?
Posted: Mon Sep 01, 2008 2:57 pm
by 1der
yip i live in the countrry side and the car is garaged
Mods that i declared where:
coilovers
Full exhaust System
BMC
Smoothed bumpers
Posted: Mon Sep 01, 2008 3:08 pm
by tegwin
I live in the countryside as well.....really low crime stats...
And the car is standard
Maybe the spactard thought I had a new polo GTI....turbo engine and all
Posted: Mon Sep 01, 2008 5:31 pm
by Tim_GTi
tegwin wrote:
21
1 claim
all mods declared
fully comp
£850
How the heck did you manage that.....Adrian flux reconed I would be looking at atleast 2k.....which is just silly!!!
That's exactly what I was about to say, Adrian Flux wouldn;t give me the time of day.
I'm 20, 3 points and have tints coilies n alloys to claim I also live in semi-countryside surroundings so I can't see how mine can be much different!
I've been really struggling with mine recently, I'm trying to switch from DirectLine as I want to be in my own name and declare all my mods. Which they obviously won't do.
The best I've got is £1600 with Elephant, but that's with a ridiculously high excess, something like £800-900?!
Posted: Mon Sep 01, 2008 5:40 pm
by kraized
No mods. 2001 6N2 GTi. 9 years no claims, 3 points (due to come off next year), I pay £235 with £175 excess (I think) with esure.
I am 30 though.
Posted: Mon Sep 01, 2008 5:44 pm
by Tim_GTi
kraized wrote:No mods. 2001 6N2 GTi.
9 years no claims, 3 points (due to come off next year), I pay £235 with £175 excess (I think) with esure.
I am 30 though.
Yeh it's alright for some! I have none
Posted: Mon Sep 01, 2008 5:50 pm
by mattupson
Looks like i good an amazing deal then...
Paying 1250, own policy, 18 years old, 1 years NCB, mum as a second driver... with Admiral. 250 quid Excess too.
Posted: Mon Sep 01, 2008 5:54 pm
by Rossco
Im paying £923, 20 years old, 3 claims, 1 non fault, 3 points and a driving ban before i had a license!
With Bell.
Posted: Mon Sep 01, 2008 6:11 pm
by Tim_GTi
Yep, two very good deals.
I may have to just try ringing round everyone again, seeing what I get this time round. For it just seems like a lucky dip once your original quote has expired. I spoke to two different people at Elephant over two days, and got two completely different quotes under the same circumstances, the difference was around £600
Posted: Mon Sep 01, 2008 6:12 pm
by Kelk11
i went through brentacre last week
21 years old 1 ncb 2 claims one none fault urban street parking.
all mods declared coillies bmc and alloys
£920