UK-POLOS.NET - THE VW Polo Forum

I'm 17 passed my test in april and my insurance for the year was £1500 on my dads policy, i reckon i might of been ripped off a bit, how much are you young guys paying? Think the main reason for it being so much is the fact that the 1.4 is goup 7

That doesn't seem that bad. there are absolutely tonnes of threads on here talking about insurance, just use the search function at the top to have a look through.

First time insurance for a group 7 car is never going to be that cheap. depends on year of the car, postcode and a host of other things also.

hi mate i pay £174 fully comp but i am 35, 2001 match
i am going to give my 6n2 to my niece when she passes her test but have been looking for quotes, and found it cheaper for her to be on her own policy, same as you the cheapest i found for her fully comp was £1489 if i was a named driver it was round the same value, i think its just to do with your age and not that much experence, insurance ppl known when the car is used by the young person if there mum or dad is a named driver and then they load the policy which doesnt help

but there are ways to reduce your premium
try reducing the annual mileage, have been doing so for about 5 years now brought mine down to 3500 per year but no doubt u'll do that in a couple of months
look for a different way to discribe your job if you can
park your car on drive way or in a garage
join a vw owners club, see if they have discounts
ect ect,
also if you use a search engine for insurance and compare to your renewal and find it cheaper, lie a little bit to your insurance and say you have found it cheaper on such and such but dont take the pee say bout 15-20 quid and 9 out ten times they will price match
hope this helps ,you wont find until ur bout 25 before the premiums start to fall

im paying £2300 third party fire and theft on a 1.4 16v 6n2 and im 19 with 0 no claims

bit pricey probily could have got it cheaper

sharpspark wrote:im paying £2300 third party fire and theft on a 1.4 16v 6n2 and im 19 with 0 no claims

bit pricey probily could have got it cheaper

That's extortionate mate! Who's that with? You had any driven convictions?

sharpspark wrote:im paying £2300 third party fire and theft on a 1.4 16v 6n2 and im 19 with 0 no claims

bit pricey probily could have got it cheaper

f**k that, sorry but i would not be paying that, i'd rather get the bus!!

And i'm sure you could get it alot cheaper than that, like £1400 cheaper!

Ian_R wrote:
And i'm sure you could get it alot cheaper than that, like £1400 cheaper!

Definitely

I am on £1700 fully comp in bad area. (Area E) I am 18 with 1.4 16v

Shame its with direct line no modifications allowed..

sharpspark wrote:im paying £2300 third party fire and theft on a 1.4 16v 6n2 and im 19 with 0 no claims

bit pricey probily could have got it cheaper

Excuse my language but thast fking crazy m8 especially for a 1.4.

I got quoted 1900 third party for a GTI and im only 18 so I'd say you deffinatly can get a better deal

have a giggle at mine lads

18 been driving about 4 month now

obviously 0 ncb

on my own policy

p reg polo 1.0 8v

ready ??




£2000

kyle1b1 wrote:have a giggle at mine lads

18 been driving about 4 month now

obviously 0 ncb

on my own policy

p reg polo 1.0 8v

ready ??




£2000

ooo dear is that 3rd party???

im 18 and my insurance for 3rd party no claims bonus is £1800

and its 1.4 16v (75 bhp)

is fire and theft

is it just me or has insurance gone sky high, my original quote on my match was £2000 at 17 so put it in parents name and got it for 800 fully comp

cant believe some people are paying 2k for 3rd party thats silly money!!!

im only just 20 with 0 ncb and my insurance is like 600 on my cupra 1.8T insurance process is ridiculous!!!

When i first got insuance after passing (19) i got quoted £1400

Now a year on and the lowest quote so far ive had was FC £934 with ncb and a 50/50 claim.

I also got a quote on my mates S3 £3400

what can you do though

you always look for the cheapest but the cheapest is never cheap

so you dont really have a choice but to pay stupid money