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Yeah I was stupid..
Posted: Wed Oct 01, 2008 5:30 pm
by nikz
Basically I got stopped for using my mobile whilst driving today. I know it was stupid and I normally have my handsfree/bluetooth on me however I didn't this time. I really don't want this thread to be a slating match as I know I've done wrong and I am in no way saying that whatever punishment I got wasn't fair. I've now got three points on my license and I've heard different things from different people regarding my insurance going up and I'm not completely sure what the scenario is. Any help would be greatly appreciated.
Posted: Wed Oct 01, 2008 5:40 pm
by tomo87
ummmmm
thanks for informing me
Posted: Wed Oct 01, 2008 5:46 pm
by nikz
Sorry if it wasn't clear. Was just asking how much 3 points can affect insurance if at all as I've heard different things and can't seem to find much Googling it. I tend to ramble a bit.
Posted: Wed Oct 01, 2008 5:46 pm
by lolhoward
tomo87 wrote:ummmmm
thanks for informing me
lol
3 points will increase your insurance. You have to let them know too, otherwise your insurance is void. So your technically driving without insurance, if you do not let them know and could face further trouble.
Posted: Wed Oct 01, 2008 5:54 pm
by nikz
Thanks for that. Do you know if I have to do it once my license is returned and the points have been placed on or before i.e. now?
Posted: Wed Oct 01, 2008 5:57 pm
by lolhoward
Yeah I think so. Any change in your insurance details you have to let them know straight away. Like change of address/mods etc
Posted: Wed Oct 01, 2008 5:59 pm
by tomo87
ermm it does depend on the company, my mrs got 3 points and it didnt change her premium untill renewal time
Posted: Wed Oct 01, 2008 6:02 pm
by nikz
Thanks for clearing that up for me guys.
Posted: Wed Oct 01, 2008 6:22 pm
by Josh_polo
Only inform them once you get your license with the points.
I sent mine off last oct and still no recived it back
Posted: Wed Oct 01, 2008 6:29 pm
by nikz
Dude you being serious? The policeman said to me 3 weeks and when I went to go surrender my license they told me that my temporary license is only vaild for two months?!
Posted: Wed Oct 01, 2008 6:37 pm
by lolhoward
tomo87 wrote:ermm it does depend on the company, my mrs got 3 points and it didnt change her premium untill renewal time
I stand corrected!
Posted: Wed Oct 01, 2008 6:48 pm
by Josh_polo
nikz wrote:Dude you being serious? The policeman said to me 3 weeks and when I went to go surrender my license they told me that my temporary license is only vaild for two months?!
Yup im going to send off for a new one and just say i lost it, if a new one comes back with points then owell but if it dont touch
Posted: Wed Oct 01, 2008 7:00 pm
by nikz
Wouldn't it be on the system electronically? I'm sure they don't put it on the license itself lol. And that'd mean you end up out of pocket even more surely if you still just get the points!
Posted: Wed Oct 01, 2008 7:39 pm
by Josh_polo
Hardly, i still need it back, they obv lost it before or after hopefully just before, its happened before...
Posted: Wed Oct 01, 2008 9:25 pm
by chewy
A guy I worked with sent his in to get the point on but at the same time he wanted to change the address on it, when it came back new address but no points. Lucky bugga lol