UK-POLOS.NET - THE VW Polo Forum

sossidge wrote: Mon Jul 13, 2020 7:16 am Anyway, if you haven't received the car yet, I'd be getting that PCP agreement put in place to grab that £2k. Don't tell your salespwrson you plan to withdraw.

The salesperson was actually quite pushy over the PCP and suggested taking out the PCP and then withdrawing.

sossidge wrote: Mon Jul 13, 2020 5:20 am I've been dithering over swapping my old car for months but of course the Covid lockdown made that tricky so had to wait until the dealers opened again. Spent the time on Youtube, and eventually decided on either a Polo 95 or a H*und*i i20 or maybe a Toyota something.

Wanted a supermini sized car, as parking spaces seem to be getting smaller. Also P/X car was a diesel, now verboten (or nearly) in Bristol and Westminster.

When the Hyundy dealers finally opened again they were swamped with demand, and there were no i20's in the local showroom.

I've owned two Golfs previous so figured a Polo was a safe bet without a test drive, barged into the VW dealer without an appointment and demanded they sold me a car. They had two Match 95's on short order, so plumped for a Limestone grey. Should be here next week.

What they didn't have was anything with the 115 PS engine, so 95 Pferdestärke will have to do.

Saleman said they were inundated with new car orders on all models, so was quite lucky not to have to wait for the factory. Also there was quite a lot of pressure to take a PCP plus GAP insurance and the Lifeshine malarky for £400. Took several 'no thanks' to get past those.

Dealer suprised I wanted to pay cash! Kept pointing out the £2000 deposit contribution for PCP. I pointed out that a PCP cost me £1000 in interest and limited me to 10,000 miles a year, whereas cash didn't, which was politely ignored.

Settled on a service pack to shut him up but not quite sure what I've bought for £10 a month.

Didn't get any discount on the Polo but we haggled over the P/X price of my old car and got within £300 of the VW online trade-in price, which was fine.(Toyota offered £800 more online but couldn't get a prompt appointment at the local dealer. Hyundai were £500 less than VW but didn't have any cars.)

So, the long wait drags on. Looking forwards to the new car.

One question: Phone holders. What do you use and where do you stick it? I like to keep them off the windscreen if possible. Phone is an el cheaps Moto G7.

Danke sehr.

sossidge wrote: Mon Jul 13, 2020 7:16 am There's talk on the Lexus forum of withdrawing from a PCP within 14 days and then being charged the £2000 contribution/discount. So readers should check/verify first in case the PCP agreements are different or have changed. I don't know what the current PCP agreemeent with VW finance is.

monkeyhanger wrote: Mon Jul 13, 2020 9:42 am ^ You might've got £2160.discount on your car, but you'd have got that AND the deposit contribution if you'd taken out the finance for a few days. The £2160 was out of the dealers pocket, the deposit contribution is from a completely different source (VWFS), so you can get both.

The dealer might try and make out you get less discount off them if you get the deposit contribution, but that doesn't have to be the case.

If there's a deposit contribution, free services etc on offer for taking out finance, take the finance to get it and withdraw within 14 days and pay off the balance.

sossidge wrote: Mon Jul 13, 2020 12:58 pm
Phone holders...I got a magnetic holder from Tesco which goes into the air vent supplied with a sticky metal pad which you stick to back of phone and then onto the holder. Works extremely well!!

Thanks for that, will head off to Tescos ASAP. Never mind saving £2K, its the £9.95 phoneholder that's bugging me.

Had to go to the local village in my 'big' car today. Parking spaces full of bloddy Polo's. How dare they! Actually looking forwards to downsizing as town parking spaces seem to be shrinking.

Its going to be a long 'two weeks' wait.

monkeyhanger wrote: Mon Jul 13, 2020 10:44 am ^ it takes minutes to be approved by VWFS (unless the applicant's credit rating is very poor) and take the finance. No hassle or waiting at all. Day after delivery you call VWFS or send them a letter stating that you wish to withdraw, they send a letter out to tell you what you owe. You send a BACS payment to cover the settlement amount and done.

Easiest and quickest £1000/1250/1500/2000 you'll ever save.

monkeyhanger wrote: Mon Jul 13, 2020 9:42 am ^ You might've got £2160.discount on your car, but you'd have got that AND the deposit contribution if you'd taken out the finance for a few days. The £2160 was out of the dealers pocket, the deposit contribution is from a completely different source (VWFS), so you can get both.

The dealer might try and make out you get less discount off them if you get the deposit contribution, but that doesn't have to be the case.

If there's a deposit contribution, free services etc on offer for taking out finance, take the finance to get it and withdraw within 14 days and pay off the balance.