Insurance, how much is yours?

MadManMike · Post by **MadManMike** » Fri Aug 05, 2005 1:28 pm

I just got a quote for TPFT on my forthcoming MK3 GT Coupe:

Â£630.30

So, what's yours?

dino · Post by **dino** » Fri Aug 05, 2005 2:12 pm

9n 1.4 tdi sport, 18yrs old, 1 yr ncb

Fully comp Â£808

ste mk1lx · Post by **ste mk1lx** » Fri Aug 05, 2005 2:15 pm

29 year old, full ncb.(highish risk postcode) TPFT for a 1981 mk1 LX Â£152 including legal protection

MadManMike · Post by **MadManMike** » Fri Aug 05, 2005 2:17 pm

dino wrote:9n 1.4 tdi sport, 18yrs old, 1 yr ncb

Fully comp Â£808

How on earth?!

I'm 21!

I suppose the diesel may have something to do with it, but not that much surely!

dino · Post by **dino** » Fri Aug 05, 2005 2:21 pm

MadManMike wrote:
dino wrote:9n 1.4 tdi sport, 18yrs old, 1 yr ncb

Fully comp Â£808

How on earth?!

I'm 21!

I suppose the diesel may have something to do with it, but not that much surely!

Low risk area helps...ermmm cant think of much else.

carmadaaron · Post by **carmadaaron** » Fri Aug 05, 2005 4:09 pm

dino wrote:
MadManMike wrote:
dino wrote:9n 1.4 tdi sport, 18yrs old, 1 yr ncb

Fully comp Â£808

How on earth?!

I'm 21!

I suppose the diesel may have something to do with it, but not that much surely!
Low risk area helps...ermmm cant think of much else.

and where u keep it over night.......

and your sex

robz · Post by **robz** » Fri Aug 05, 2005 4:17 pm

when i was 19 i used 2 pay Â£600 4 my GT with no years no claims then i had a vrash & it shot up.

almost double that now.

ModifiedMadness · Post by **ModifiedMadness** » Fri Aug 05, 2005 5:03 pm

Mines going to be about Â£1740, 18 soon to be 19 - Fully Comp, on a Polo GTi (as soon as I get one anyway)

polocoupcl · Post by **polocoupcl** » Fri Aug 05, 2005 5:08 pm

i was paying Â£1230 on a 1043cc mk3 on my 18th birthday. The got a 1272cc and it went up to Â£1750!!!! Get my no claims soon so will go down to about Â£750.... happy days!!!!

dino · Post by **dino** » Fri Aug 05, 2005 5:14 pm

carmadaaron wrote:
dino wrote:
MadManMike wrote:
How on earth?!

I'm 21!

I suppose the diesel may have something to do with it, but not that much surely!
Low risk area helps...ermmm cant think of much else.
and where u keep it over night.......

and your sex

Neither of those really help me get a lower premium. young male with car left on the street

Si_GTi · Post by **Si_GTi** » Fri Aug 05, 2005 5:21 pm

I've just got my renewal notice thru this morning from Direct Line. I'm 24, 6yrs NCB (protected), parked on a driveway, the policy is FC in my name and it's Â£462 including legal cover (Â£18 ), named driver (my Mum, Â£30) and the aforementioned protected NCB (Â£65). Its only about Â£30-40 cheaper than my renewal quote 12 months ago, so I might shop around and see if I can knock anything off the bill. No modifications until I'm 25 unless I change insurers.

On the plus side, Direct Line have been superb when it comes down to making a claim, no troubles there at all

david burton · Post by **david burton** » Fri Aug 05, 2005 5:40 pm

just to show you all how bad a postcode birmingham is:

I was paying a grand on my modded 1.6 golf when I moved to Brum in 2001, (23 years old), but when I came to renew it:

1.6 golf, 24 with 1 years no claims, cosmetic mods, fully comp: 1500!!

so I swapped it for a megane which reduced it to about 950, then:

1.0L mk4 Polo, 25 with 2 years no claims, no mods, fully comp: 500

1.4 16v mk4 Polo, 26 with 3 years no claims, fully comp, cosmetic mods: 900!! however, adrian flux were HALF of all other companies (including direct line and so on) so:

1.4 16V mk4 Polo, 26 with full no claims (gave me extra), fully comp, cosmetic mods: 380

thankyou, adrian flux!

(it's garaged)

I can't believe most companies wanted a grand to insure a 26 year old driver with 3 years no claims on a frickin 16v

Tahrey1043 · Post by **Tahrey1043** » Fri Aug 05, 2005 6:05 pm

if you want cheap insurance........ move to northwest wales. the premiums are rock bottom in comparison to the midlands

or the wilds of the rural bit of northamptonshire (not the towns, dear lord...)

diesels ive found put the premiums up rather than lower them! thats why i had to steer clear of all TDi (or even SDi / vanilla D) goodness on my last car change. amazing i could even afford a 1.6 petrol round here, but if i cant get the renewal quote down then it may well have to go as well - seven hundred quid at 23, with 3 years NCB? pfft. thats crap that is.

carmadaaron · Post by **carmadaaron** » Fri Aug 05, 2005 8:00 pm

Â£1200 no NCB, 18yrs

][=][anson · Post by **][=][anson** » Fri Aug 05, 2005 8:07 pm

Â£1200, 20, 0 years NCB, mk4 16v with mods
also included in that price is my girlfriend on a provisional licence