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Awww crap. Its that feeling of not having control that does it I think. Even if you get on teh brakes as quick as possible theres not a lot you can do
I'd be willing to say that looks like a write-off sadly, not sure that the insurers will want to repair it as it'll probably cost more than the car is worth. Let us know how you get on though, I could be wrong
You come out of it OK though? Well you must have to be posting on here but still...
look on ebay to see if you can find a cheap car with engine probs or something and just transplat all the good stuff from your car into the donor car and bingo you have a polo back on the road.
Back on topic though, that happened to me when I was on my way to the bodyshop, someone pulled out of a side road and the woman in front had to slam her brakes on and so did I.
Luckily though I stopped about 2 inches away from her bumper (good old ABS) still scared me a bit though.
Hopefully insurance will sort it out...and you'll be back on the road before you know it...
good luck! as you'll probs know from your previous crash, insurance companies are quick enuf to take your money but they're a C*NT to give money back!
good luck anyway mate, hope it all gets sorted, especially in time for summer!