Even More Debt

Chat about your MKV (6N2) Polo GTi
Post Reply
Mouse_GTI
Bling Bling Diamond Member
Posts: 2937
Joined: Sat Apr 01, 2006 10:29 am
Location: Aberdeenshire, Scotland
Contact:

Even More Debt

Post by Mouse_GTI »

Well as some of you know my car was in for repair after it's accident a week today. Initially it was gonna cost £562 including labour for a new front panel, radiator and end plate, including the labour/towing cost & gearbox oil. Phoned up today and the garage said the air con system is damaged and will need a new fan and some other kind of fan, along with some of the piping repaired and a regas. What is worse is that it will take 2 weeks for the fan to arrive. So I can have the car, but I can't use any sort of ventilation. Total cost for the mechanical damage is now gonna be £892.

New bumpers and stuff is £180 and I'm guessing around £300 for the bumpers to be sprayed/smoothed. So I'm looking at a grand total of at least £1372 to get the car repaired, all because of some arsehole and an ill-maintained van. My service of the car cost £1250 just 2 months ago. I'm totally powerless and the car is crippling me of money :(
partridge88
New
Posts: 28
Joined: Tue May 22, 2007 1:10 pm

Re: Even More Debt

Post by partridge88 »

Mouse_GTI wrote:Well as some of you know my car was in for repair after it's accident a week today. Initially it was gonna cost £562 including labour for a new front panel, radiator and end plate, including the labour/towing cost & gearbox oil. Phoned up today and the garage said the air con system is damaged and will need a new fan and some other kind of fan, along with some of the piping repaired and a regas. What is worse is that it will take 2 weeks for the fan to arrive. So I can have the car, but I can't use any sort of ventilation. Total cost for the mechanical damage is now gonna be £892.

New bumpers and stuff is £180 and I'm guessing around £300 for the bumpers to be sprayed/smoothed. So I'm looking at a grand total of at least £1372 to get the car repaired, all because of some arsehole and an ill-maintained van. My service of the car cost £1250 just 2 months ago. I'm totally powerless and the car is crippling me of money :(
can't you claim off the insurance?

surely that's what it's for.
Mouse_GTI
Bling Bling Diamond Member
Posts: 2937
Joined: Sat Apr 01, 2006 10:29 am
Location: Aberdeenshire, Scotland
Contact:

Post by Mouse_GTI »

It's not worth it as I have a £350 voluntary excess, plus I'll loose 2 years no claims which will at least double my insurance quote
partridge88
New
Posts: 28
Joined: Tue May 22, 2007 1:10 pm

Post by partridge88 »

Mouse_GTI wrote:It's not worth it as I have a £350 voluntary excess, plus I'll loose 2 years no claims which will at least double my insurance quote
ahhh that's a b***h mate. :(

could try sourcing the parts off here, scrappies and off ebay more cheaply?
ModifiedMadness
Sponsor
Posts: 6769
Joined: Tue Jun 14, 2005 8:38 pm
Location: Bedford Drives: MK5 Golf R32

Post by ModifiedMadness »

Ouch!

Gutted for you Mouse, really am.

Hope it's all sorted ok in the end though.
Mouse_GTI
Bling Bling Diamond Member
Posts: 2937
Joined: Sat Apr 01, 2006 10:29 am
Location: Aberdeenshire, Scotland
Contact:

Post by Mouse_GTI »

It's a total pain in the ass. This is meant to be my summer hols and I should be enjoying myself. I got a summer placement in a couple of weeks meaning I'll be working 7 days a week pretty much for 8 weeks. I gotta arrange all these bodyshops and other s**t. Said to my parents it would of been better having had £1500 stolen from me - at least I wouldn't have the hassle of having to get the car fixed!
D-Dub
Bronze Member
Posts: 219
Joined: Tue May 03, 2005 7:06 pm
Location: S.Wales

Post by D-Dub »

Gutted for you Mouse! I've been there, 2 months after i bought my GTI it needed a new gearbox!
It's a pain not having the car, just hope it will be all good once its sorted!
Mouse_GTI
Bling Bling Diamond Member
Posts: 2937
Joined: Sat Apr 01, 2006 10:29 am
Location: Aberdeenshire, Scotland
Contact:

Post by Mouse_GTI »

My gearbox will be the next thing to go when I get it back :roll:
JTLondon
Silver Member
Posts: 271
Joined: Thu Jan 27, 2005 7:08 pm
Location: London

Post by JTLondon »

Mouse_GTI wrote:It's not worth it as I have a £350 voluntary excess, plus I'll loose 2 years no claims which will at least double my insurance quote
I was reading the first post, you said it was the fault of the van's?
If so, if shouldnt affect your no claims as it wasnt your fault... no??? :?
SteveB
Silver Member
Posts: 381
Joined: Mon Jan 19, 2004 2:07 am
Location: Exeter, Devon

Post by SteveB »

JTLondon wrote:...shouldnt affect your no claims as it wasnt your fault... no??? :?
If he claims on his own insurance then yes its will effect his 'no claims' regardless of fault. Unfortunately Mouse would need the details of the other driver to claim off them.

@Mouse, it might be worth checking, but was there any CCTV camera's around the area it happened? I'm sure there is a law that if anyone has you on CCTV in a public place then they have to supply you with a copy of the footage at your request. Thats why you always see signs in shops with contact details of the CCTV operators. They might charge you a fortune for it and take ages but its worth a try.
Mouse_GTI
Bling Bling Diamond Member
Posts: 2937
Joined: Sat Apr 01, 2006 10:29 am
Location: Aberdeenshire, Scotland
Contact:

Post by Mouse_GTI »

I'll check to see if there are cameras on that stretch of the A90 out of Aberdeen
Post Reply