insurance

jazzy · Post by **jazzy** » Fri Jan 16, 2004 10:24 pm

I just rang up my insurance company, and they told me I am not allowed no more then 3 modifications to the car, have any of u guys been told that, and is there any way around it apart from changing companies.

Scorpio1 · Post by **Scorpio1** » Sat Jan 17, 2004 12:33 am

I don't think there is a way round it, but I'm sure it's only 3 performance mods, or do they mean ANYTHING that you do, surely not?

What company is it?

dxg · Post by **dxg** » Sat Jan 17, 2004 9:46 am

I've never heard anything like it - phone round a few companies.

I currently have four mods declared on mine (wheels, alloys, grille, suspension). Only "hassle" (meaning = sorted out on the phone, the phone call just took a bit longer) was referring to their broker to see if the grille would affect the premium (it didn't).

Plus, my renewal is this month and it just went *down* by Â£100

.

THis is directline, btw.

Deek.

jazzy · Post by **jazzy** » Sat Jan 17, 2004 1:40 pm

its norwich union, and i told them that i have lexus lights, alloy wheels and a sub woofer, and they said thats all im allowed.

alex · Post by **alex** » Sun Jan 18, 2004 3:30 am

try liverpool victoria unlimited mods no premiun increase the only thing they dont like are engine swops or capacity increases

Post by **Josh_PoloGTi** » Sun Jan 18, 2004 11:28 am

You declared your sub woofer as a mod?

Subs etc are covered under your ICE cover (most insurers now cover ICE up to Â£500)

I'd check this with your insurers, because I've never referred to any of my ICE when listing modifications... All I've said is "Is my ICE covered?"

Is this 3-Mod rule because you are young?

Check with your insurers about the Sub mate... you might be able to swap that for something like suspension if you ask nicely!

jazzy · Post by **jazzy** » Tue Jan 20, 2004 5:38 pm

well i mentioned sub, to them and they said i would have to declare it, but im wondering if the 3 mod rule applies to performance mods