HIC Insurance

ModifiedMadness · Post by **ModifiedMadness** » Sat Mar 15, 2008 11:55 am

Does anyone have any experience with HIC Insurance, I'm with Brentacre at the minute and have just got my renewal through which I'm not very happy with tbh.

Instead of the deposit and 11 payments it's quoting the deposit and 3 payments!! Works out just over Â£2 a month cheaper and I've just got 2 years NCB.

MaxZ · Post by **MaxZ** » Sat Mar 15, 2008 12:10 pm

Your best bet is to get a bunch of quotes from other companies, and then contact your current insurer saying these are the quotes I've got but I want to stay with you.

They should really drop their premium significantly.

nafeGTI · Post by **nafeGTI** » Sat Mar 15, 2008 12:23 pm

as much as i hate the adverts i used confused .com which does help as a good rough guide. they do lie as when i contacted Kwik Fit I had to go through the whole process again. and i did a quote direct with Kwik Fits webiste which differed slightly from the confused.com price!

pologti76 · Post by **pologti76** » Sat Mar 15, 2008 4:23 pm

Im with HIC and i have 1 yrs NCB i had been driving for 4 years at the time and all my mods declared they managed to get my price down to Â£735 which was about Â£100 cheaper than bell and they will pay out for all mods i did the deposit and 3 payments and it worked out alot cheaper than doing deposit and 11 payments.

h4r1s · Post by **h4r1s** » Sat Mar 15, 2008 4:48 pm

im with HIC too, 0 ncb, all mods declared. They also give you Â£400 worth of audio cover and a 25bhp tuning limit. mine comes to a 1k though

Mouse_GTI · Post by **Mouse_GTI** » Sat Mar 15, 2008 8:55 pm

My renewal came through for like Â£480. Elephant are scammers as I re-did my quote last week for like Â£400!

jason11 · Post by **jason11** » Sun Mar 16, 2008 8:36 am

im with hic im 19 got 3 points all mods declared, audio cover, can add 25bhp to it for no extra charge, on my own policy and its roughly 930 :D

Mouse_GTI · Post by **Mouse_GTI** » Sun Apr 06, 2008 3:55 pm

Mouse_GTI wrote:My renewal came through for like Â£480. Elephant are scammers as I re-did my quote last week for like Â£400!

Even bigger scamming bastards. On the phone they said the Â£480 was without mods and they don't pay out for mods now, what a bunch of retards as they already knew my mods because I declared them. They then proceeded to quote me Â£580 and could only get it to Â£520!

Phoned HIC and got it for Â£475 with mods declared and Â£50 less excess than Elephant

Tim_GTi · Post by **Tim_GTi** » Sun Apr 06, 2008 7:12 pm

Is that in your name, with you as the main driver? How long you been driving and how many NCBs do you have?

I rang them up the otherday, mods declared, 1NCB been driving 3 years with no convictions etc.. they quoted me close to Â£1500?

jason11 · Post by **jason11** » Sun Apr 06, 2008 7:17 pm

tim im on my own with hic

im 19 have 2 year no claims, all mods declared and i have 3 points im paying bout 980 !

Tim_GTi · Post by **Tim_GTi** » Sun Apr 06, 2008 7:20 pm

jason11 wrote:tim im on my own with hic

im 19 have 2 year no claims, all mods declared and i have 3 points im paying bout 980 !

wtf, that's insane! They must have hated the tone of my voice or something lol.

I gave up in the end and have stuck with Directline (it renewed yesterday), which I wasn't best please about

jason11 · Post by **jason11** » Sun Apr 06, 2008 7:21 pm

directline dnt cover mods do they ?

must think ya a dogey bugga lol

Tim_GTi · Post by **Tim_GTi** » Sun Apr 06, 2008 7:24 pm

jason11 wrote:directline dnt cover mods do they ?

no they dont......, am not happy about the situation but it's a fair price for now, and I couldn't find anything decent elsewhere

jason11 · Post by **jason11** » Sun Apr 06, 2008 7:27 pm

wat ya gonna do , when u get coilies ?

Tim_GTi · Post by **Tim_GTi** » Sun Apr 06, 2008 7:38 pm

jason11 wrote:wat ya gonna do , when u get coilies ?

Sit back and enjoy the new ride

Nah i'm not sure yet, i'll tackle that bridge when I come to it