GTI Insurance

tegwin · Post by **tegwin** » Mon Sep 01, 2008 9:50 am

Its that time of year again...

MOT is done, tax is paid for...now its Insurance...

Who are you all insured with and how much are you paying?

I have had a quote with directline for around Â£1200..... Im 20, 1 year NCB...

Are any of the companies who specialized in "hot hatches" going to be cheaper?...Adrian flux etc...

1der · Post by **1der** » Mon Sep 01, 2008 9:52 am

im through adrian flux

21
1 claim
all mods declared
fully comp
Â£850

Si_GTi · Post by **Si_GTi** » Mon Sep 01, 2008 1:24 pm

I'm with Brentacre. I renewed last week for Â£400 (with Business Class 1 cover) but then I am 27

Torq-Al · Post by **Torq-Al** » Mon Sep 01, 2008 2:04 pm

Quite a few people have good deals thru' Elephant, plus both Adrian Flux & Greenlight are supposed to be good too.

Use a insurance search engine like confused.com, moneysupermarket & comparethemarket to get an idea of the companies that you can target direct. Don't be afraid to tell them your best deal, they will want your dosh!

tegwin · Post by **tegwin** » Mon Sep 01, 2008 2:13 pm

21
1 claim
all mods declared
fully comp
Â£850

How the heck did you manage that.....Adrian flux reconed I would be looking at atleast 2k.....which is just silly!!!

Torq-Al · Post by **Torq-Al** » Mon Sep 01, 2008 2:18 pm

tegwin wrote:
21
1 claim
all mods declared
fully comp
Â£850
How the heck did you manage that.....Adrian flux reconed I would be looking at atleast 2k.....which is just silly!!!

Don't forget your postcode can have a lot to do with your cost too! 1der is in the Highlands, probably shows as low risk, depends where you are!?

1der · Post by **1der** » Mon Sep 01, 2008 2:57 pm

yip i live in the countrry side and the car is garaged

Mods that i declared where:

coilovers
Full exhaust System
BMC
Smoothed bumpers

tegwin · Post by **tegwin** » Mon Sep 01, 2008 3:08 pm

I live in the countryside as well.....really low crime stats...

And the car is standard

Maybe the spactard thought I had a new polo GTI....turbo engine and all

Tim_GTi · Post by **Tim_GTi** » Mon Sep 01, 2008 5:31 pm

tegwin wrote:
21
1 claim
all mods declared
fully comp
Â£850
How the heck did you manage that.....Adrian flux reconed I would be looking at atleast 2k.....which is just silly!!!

That's exactly what I was about to say, Adrian Flux wouldn;t give me the time of day.

I'm 20, 3 points and have tints coilies n alloys to claim I also live in semi-countryside surroundings so I can't see how mine can be much different!

I've been really struggling with mine recently, I'm trying to switch from DirectLine as I want to be in my own name and declare all my mods. Which they obviously won't do.

The best I've got is Â£1600 with Elephant, but that's with a ridiculously high excess, something like Â£800-900?!

kraized · Post by **kraized** » Mon Sep 01, 2008 5:40 pm

No mods. 2001 6N2 GTi. 9 years no claims, 3 points (due to come off next year), I pay Â£235 with Â£175 excess (I think) with esure.

I am 30 though.

Tim_GTi · Post by **Tim_GTi** » Mon Sep 01, 2008 5:44 pm

kraized wrote:No mods. 2001 6N2 GTi. 9 years no claims, 3 points (due to come off next year), I pay Â£235 with Â£175 excess (I think) with esure.

I am 30 though.

Yeh it's alright for some! I have none

mattupson · Post by **mattupson** » Mon Sep 01, 2008 5:50 pm

Looks like i good an amazing deal then...

Paying 1250, own policy, 18 years old, 1 years NCB, mum as a second driver... with Admiral. 250 quid Excess too.

Rossco · Post by **Rossco** » Mon Sep 01, 2008 5:54 pm

Im paying Â£923, 20 years old, 3 claims, 1 non fault, 3 points and a driving ban before i had a license!

With Bell.

Tim_GTi · Post by **Tim_GTi** » Mon Sep 01, 2008 6:11 pm

Yep, two very good deals.

I may have to just try ringing round everyone again, seeing what I get this time round. For it just seems like a lucky dip once your original quote has expired. I spoke to two different people at Elephant over two days, and got two completely different quotes under the same circumstances, the difference was around Â£600

Kelk11 · Post by **Kelk11** » Mon Sep 01, 2008 6:12 pm

i went through brentacre last week
21 years old 1 ncb 2 claims one none fault urban street parking.
all mods declared coillies bmc and alloys
Â£920