insurance problems

[NOZ]

Exactly as Tim said its worth having your own policy in the long run. If you're 17 then its likely you'll remain in the 17-25 bracket for a loooong time. So why go on someone else's policy only to pay an immense amount on following years? Just doesn't make sense Build up as much NCB as you can as early as you can

My record when I was 21 after passing my test;

1st yr 1.4CL = £1500
2nd yr 1.4CL = £780 (Huge decrease cos 2nd year and 1 NCB)
3rd yr 1.4CL = Quoted £460 with 2 NCB but bought the valver.

You should only go down as a 2nd driver if insurance isn't feasable but then again you should think about that before purchasing a car and start on a 1.0L Include everything on your total budget.

[1der]

I think the cheapest for young drivers is Tesco value insurance. Go to their site and there are 2 options. Make sure you click value. Your quote should be at least a couple of hundred quid cheeper.

Tesco were who i started with.cheapest by far

[JoeG07]

try endsleigh. i found by going into the office my quote was about £500 cheaper than the quote they gave me online. i pay about £1200 a year 3rd part f&t, but that was considerably effected by having modifications. im only 18 as well. my car kept on a street was registered as being kept in a secure lock up.

[NOZ]

^^ My first year was with Endsleigh, very good for students.