Youngest GTI owner

milky1234 · Post by **milky1234** » Fri Oct 24, 2008 11:03 am

i know i couldnt believe when i got the quote. but thinkingof selling up now and getting something different if you know anyone who would be interested

Scott F · Post by **Scott F** » Fri Oct 24, 2008 1:24 pm

bbspolo wrote:escort!
its a 909 motorsport shell that used 2 be used at branshatch rally school!

Ahhh I love the escorts! Is it the earlier big turbo model or later small turbo?

The escort cosworth has been my dream car since I was young. Scared to drive one now incase im dissappointed. What are they like by modern hot hatch standards? Should still be quick i would imagine?

bbspolo · Post by **bbspolo** » Fri Oct 24, 2008 1:28 pm

wouldnt know mate mine is bacily a group n rally car never driven a standard road car!

Trottagti · Post by **Trottagti** » Fri Oct 24, 2008 6:56 pm

So if i have a policy like insurance in my name and add my father using his no claims will mine be cheaper or do i have to have my dad take out an insurance and add me?? wot i need to do to get mine cheap considering iv lost 2 years no claims guys!

BENNO · Post by **BENNO** » Fri Oct 24, 2008 9:12 pm

Â£1380 @ 20
Â£800 @ 21
Â£359 @ 22!

All fully comp in my own name with Bell 10 month policies.. 3 yrs no claims naw..

Tim_GTi · Post by **Tim_GTi** » Sat Oct 25, 2008 12:43 am

Trottagti wrote:So if i have a policy like insurance in my name and add my father using his no claims will mine be cheaper or do i have to have my dad take out an insurance and add me?? wot i need to do to get mine cheap considering iv lost 2 years no claims guys!

Under your dads name and you as a named is USUALLY cheaper. But having your own policy with your dad as a named would be alot more benficial as you'd gain your own NCBs.

Scott F · Post by **Scott F** » Sat Oct 25, 2008 9:26 am

BENNO wrote:Â£1380 @ 20
Â£800 @ 21
Â£359 @ 22!

All fully comp in my own name with Bell 10 month policies.. 3 yrs no claims naw..

whats the deal with those 10 month policies? would they count as NCB with another insurer or would they just be applicable with bell?

Tim_GTi · Post by **Tim_GTi** » Sat Oct 25, 2008 2:56 pm

Scott F wrote:
Whats the deal with those 10 month policies? would they count as NCB with another insurer or would they just be applicable with bell?

That's something I need to check myself. I read the small print but it didn't seem to saying anything about it. I reckon it's quite likely that it would only apply to them. But it's worth ringing them up and checking.

CymruPolo · Post by **CymruPolo** » Sun Oct 26, 2008 1:52 am

I got mine at 19, now 21. My insurance came down from Â£1800 to Â£1300 this year aswell (I only started my own policy last year, and all mods are declared). I could get it for Â£900 if the car was standard lol.

Dave_6n2 · Post by **Dave_6n2** » Thu Oct 30, 2008 2:01 pm

I'm 18 now, and could insure a GTI on my mums insurance with me as a named driver for Â£1580, but i've decided to keep my 1.0 6n2 and have my own fully comp insurance so i can get my own no claims bonus for when i'm 20/21, when i'm gonna look into buying an S3.

I did a year with DirectLine on my mums policy, assuming i would have my own no claims at the end of the year like it said on the advert, turns out its a bit of a scam and only usable with Direct Line.

My insurance is Â£1600 now on my own policy fully comp, and i'm happy with my Polo for the next year or two.

Would like a GTI though, but it wouldn't be cheap on my own policy.

JDub6n2 · Post by **JDub6n2** » Thu Oct 30, 2008 2:35 pm

Dave_6n2 wrote:I'm 18 now, and could insure a GTI on my mums insurance with me as a named driver for Â£1580, but i've decided to keep my 1.0 6n2 and have my own fully comp insurance so i can get my own no claims bonus for when i'm 20/21, when i'm gonna look into buying an S3.

I did a year with DirectLine on my mums policy, assuming i would have my own no claims at the end of the year like it said on the advert, turns out its a bit of a scam and only usable with Direct Line.

My insurance is Â£1600 now on my own policy fully comp, and i'm happy with my Polo for the next year or two.

Would like a GTI though, but it wouldn't be cheap on my own policy.

Your story sound's almost exactly like mine, went with DL thinking I'd get ncb as a named driver on my mums policy, turns out only with DL

Can get insured on a GTI with me as the main driver for Â£1700, which is still daylight robbery, but I am 18 and only have 1 years driving experience to my credit, Still after long deliberation I've decided I'm going to make the move as soon as I can sell my Mk5

D77 · Post by **D77** » Thu Oct 30, 2008 6:13 pm

i was 30 when i got my gti and paid 360 squid t insure that! got an S3 and now paying double

glof gti 16v is Â£240 renault 5 gt turbo is Â£266 and corsa diesel...... Â£250 and that is just so the dog doesn't destroy or eat any of the others

Tim_GTi · Post by **Tim_GTi** » Mon Nov 03, 2008 7:29 pm

Why is the corsa so much?! Or is it a reasonbly new model?

D77 · Post by **D77** » Fri Nov 07, 2008 5:40 pm

Tim_GTi wrote:Why is the corsa so much?! Or is it a reasonbly new model?

the corsa is a m reg 1.5 d merit, i had to start a new policy with that one which meant i couldn't transfer any no claims bonus, but they did take in to account the ncb i had on the other policies

Tim_GTi · Post by **Tim_GTi** » Mon Nov 10, 2008 6:01 pm

D77 wrote:
Tim_GTi wrote:Why is the corsa so much?! Or is it a reasonbly new model?
the corsa is a m reg 1.5 d merit, i had to start a new policy with that one which meant i couldn't transfer any no claims bonus, but they did take in to account the ncb i had on the other policies

Ah fair enough