Insurance renewal.

dub envy · Post by **dub envy** » Thu May 20, 2004 10:11 pm

I got a letter through the post the other day saying my insurance runs out soon, so I phone Bell Direct to see what they've got to say about my modifications...

Basically, the non-standard exhaust/wheels/suspension/interior will bump my premium from the Â£329 quoted to $533. When I asked the girl how much would I getif my car was to be written off, and she said I had to phone the quote line to find out... So I phone the quote line, and to cut a long story short she said they dont cover modifications, so even though I'd be paying $200 more per year for having a modified car, they wouldnt actually give me anything over book price should the worst happen....

So I phoned HIC after seeing an add in the Golf mag, pluss they still hold 4 years no-claims for me since I stopped insuring my Golf with them a year ago...

Now HIC said that they will insure my Polo for Â£434 f/comp with all the mods listed, and stick an agreed value on it of Â£1000. The insurance would be like-for-like and with salvage retention...

sounds pretty good I think. Maybe I'll phone them tomorrow and see if they can get any lower.

Speedlaw · Post by **Speedlaw** » Fri May 21, 2004 8:56 am

Insurance can be a PITA. I spoke to an agent the other day to get Connie's car insured, and he seemed worried;

"...it's not a GTI or VR6 or anything, is it?..."

I guess they've gotten a bad rep over the years.

Good luck Rob!

aparker · Post by **aparker** » Fri May 21, 2004 8:58 pm

I just went with Brentacre Insurance Services, a VW specialists, they were great. I'm only 20 and their quoto was Â£590 for my polo with alloys, sports exhaust. I got them down to Â£515 and they added class 1 business uses aswell.

SpikeyG40 · Post by **SpikeyG40** » Mon May 24, 2004 12:10 pm

i'm with HIC, they are really good, i found them excellent! my car is valued to them as Â£800 and when i put me induction kit on, they said thats fine, no other premium to pay! yay

Karl_CLCoupe · Post by **Karl_CLCoupe** » Mon May 24, 2004 8:11 pm

I gotta get my insurance with one of them then! I'm looking at 2800 quid for a standard 1.3CL at 17 with a full UK licence with Norwich Union. They sure didn't quote me happy. I have to take pass plus before I can get my insurance down to a manageable Â£1200.

Karl.