Insurance good!!!!

Muz · Post by **Muz** » Sat Sep 04, 2004 10:08 pm

I just got my renewal quote from direct line, Â£718 wow thats good 21 still got one accident on record only just 1 years ncd i think its good-last year was Â£1758!

kapur · Post by **kapur** » Sun Sep 05, 2004 1:41 pm

I'm with directline, as an additional driver....

Â£1300, and i'm 19.

The thing i've got to take into consideration, is that i am an additional driver!

i cant find anyone cheaper. Adrian Flux quoted well over the margin!

EDIT:- forgot to mention, it's a 6n2 1.4 16v AUTO!

how did you lot get cheap insurance on a GTi?

Adam · Post by **Adam** » Sun Sep 05, 2004 5:38 pm

my insurance is Â£999.99 (no joke) i'm 21 named driver on my mum's policy with six points and a crash, thats with norwich union.

dubpolo · Post by **dubpolo** » Sun Sep 05, 2004 5:49 pm

mines Â£1200 under my mum, i'm 18

M@Turner · Post by **M@Turner** » Sun Sep 05, 2004 5:56 pm

Mine is Â£850 under my mums name, as an additional driver. I was 19 in July.

Prash · Post by **Prash** » Sun Sep 05, 2004 5:59 pm

I turned 19 (in July too), an 'additional'

driver under my mum's name paying just under Â£900 pound a year with norwich union direct, should go downa bit soon hopefully, btw Muz your renewal quote is great

can't believe it's that cheap !

discod · Post by **discod** » Sun Sep 05, 2004 6:16 pm

mines is a bit cheaper than that Â£500 with 4 yrs no claims and im 21 thats with adrian flux. i was with cis before but they wanted Â£2000

Muz · Post by **Muz** » Mon Sep 06, 2004 1:47 am

wow most of u pay loads! i'm wit direct line if i hadn't said before. i was well pleased when i read it i'd saved Â£1200 for insurance so i was able to finish off paying for my car to my parents wit the rest so now i can start savin for a new zorst n coilocers!

Si_GTi · Post by **Si_GTi** » Mon Sep 06, 2004 8:36 am

Muz is right you all pay stacks lol. I'm with Direct Line cos again, they were by far and away the cheapest and also provide superb cover. I'm 23, 5yrs NCB, legal protection, NCB protection and my Mum as named driver (I'm the policy holder of course) - most companies (tried Adrian Flux, Churchill, The AA, Tesco and more!) wanted about Â£1000-1200

DC asked for Â£495.60

How can there be such a big difference??

Prash · Post by **Prash** » Mon Sep 06, 2004 10:49 am

Think i'll be trying direct line straight away

^Adam^ · Post by **^Adam^** » Mon Sep 06, 2004 11:53 am

I cant believe so many of your are named drivers!

you do know that you are not gaining yourself any NCB right? I had a quote will Elephant for just under Â£1k on my own policy on a GTi with 1 years NCB.

its just not worth being a named driver. and you lot are so young, I think its wrong to be driving something that quick with only 1 or 2 years driving experience, IMO of course.

Prash · Post by **Prash** » Mon Sep 06, 2004 12:10 pm

I know we're not gaining any NCB, but we don't have much choice as the quotes are either completely stupid or they won't insure us. I know that i'm very lucky to be driving this car at only 19, but I know alot of other ppl my age who drive fast cars, some much faster, as long as u don't abuse the privilage (alot of older people with more 'experience' drive like idiots with only average powered cars, imagine them with performance cars) I think its fine. I definately know my gti ain't 'too' fast for me, i'd like it to be a fair bit faster, but I know that'd just be greedy

sorry for that rant, but i've had my fair share of slow cars, and i'm not going back

M@Turner · Post by **M@Turner** » Mon Sep 06, 2004 12:11 pm

I don't really want to bring Saxo and 106 drivers into this, but there's loads of young people driving them around and when they buy them new, they often get a years free insurance. The VTR isn't much slower than Polo and as for the 106 Gti, thats a quick car. They tend to be driven by burberry cap wearing morons, with no road sense what so ever.

After meeting a couple of polo gti owners, we are very mature people. I myself am only just 19, but consider myself to be a mature person behind the wheel. I'll be the first to put my hand up and say i drive fast occasionally, but i know the limit of my driving skills and my car, as i'm sure the rest of the guys and girls on this forum do.

It may seem that i'm been a bit off about your opinion, but i'm not. I respect wot you've got to say, and maybe when you meet some of us young GTi owners, your opinion might change a little.

Prash · Post by **Prash** » Mon Sep 06, 2004 12:24 pm

M@Turner wrote:
It may seem that i'm been a bit off about your opinion, but i'm not. I respect wot you've got to say, and maybe when you meet some of us young GTi owners, your opinion might change a little.

Agreed, the young owners on this forum do seem very mature, and there are quite alot of us! (well maybe except calvin, he's just a nutter

)

Tony B · Post by **Tony B** » Wed Sep 15, 2004 1:50 pm

Okay so i'm older than most - being 30, but i tried out the theory that having an even older person as a named driver on YOUR policy reduces your premium - i put my dad on my policy (er,....i'll never let him go near it!) - and it reduced mine to by Â£70 to Â£430. I've gone with Admiral (3yrs NCB). Its also even cheaper if you have use of another car (i.e. if you're on your mum or dads). Another good thing with admiral is that if you want to build up your NCB quicker (or just can't afford a whole year) they do you a deal called a "NCB 10-month Bonus Accelerator" where you'll pay and insure for 10 months but after that you'll get another years No claims bonus - making it cheaper for the next year!