Insurance on an mk4

Grindzewall · Post by **Grindzewall** » Wed Mar 07, 2007 9:27 pm

hi im 17 at the beginning of april
ive got all my money sorted out for my lessons and Â£1000 for my car
but then insurance money ive got to sort myself
im after getting a mk4 polo with the money and just wanted to know how much people have got insurance for on a 1.4 or 1litre as a first car with 0ncb.
and who are good insurance companies to go with
most quotes have come back as over Â£2000 and that was for a 1995 1.4 one, is that about average that price??
thanks jake

bobtknob · Post by **bobtknob** » Wed Mar 07, 2007 9:32 pm

im 18 with 0ncb
and three points
i pay 900 with my dad as a named driver thru the CIS
but today i got a quote of just under 600 from bell
best to try either www.moneysupermarket.com
or www.confused.com
oh and welcome to uk-p

T40MO · Post by **T40MO** » Wed Mar 07, 2007 9:41 pm

Im 17 ... got insured on a 1.4 polo on my own with www.quinn-direct.com for Â£1200 can pretty much guarantee you wont find anything cheaper and alot of young drivers agree.

quality name · Post by **quality name** » Wed Mar 07, 2007 10:49 pm

im 17 and i got a 1.6 and wen i got it me insurance was 1300 through quinn then i moved and now its gone to 1500 but stil pretty cheap i thought compared wit the 3000 most other companies wanted... im 3rd prty fire and theft tho...

but it covers my arse wilst im out .(got my quote through confused

)

vdubyabush · Post by **vdubyabush** » Wed Mar 07, 2007 11:25 pm

T40MO wrote:Im 17 ... got insured on a 1.4 polo on my own with www.quinn-direct.com for Â£1200 can pretty much guarantee you wont find anything cheaper and alot of young drivers agree.

mine was almost exactly the same as that mate, spot on when u say wont find anything much cheaper

Biddle · Post by **Biddle** » Wed Mar 07, 2007 11:37 pm

First year I got well ripped off with tesco about Â£2300 and thats for Full comp in my name on my 1.9 diesel (group 6). But this year with no claims I got it for Â£1089 with http://www.moneysupermarket.com with no points or claims.

daz1245 · Post by **daz1245** » Thu Mar 08, 2007 8:16 am

im 23 with 2 years no claims n my insurance is Â£277 fpft , with quinn-direct
n that is on my polo mk4 1.4i cl 5 door

i fink i got a bargin

last year with quinn direct my insurance was Â£460

but my first year was 1300 with a place out of max mag wich i was ripped off

i would recomend quinn to anyone

daz1245

NOZ · Post by **NOZ** » Thu Mar 08, 2007 12:54 pm

Hi i'm 24 and paid an arm and a leg. My mk4 8v got totalled with 3 months left on my insurance. Bought a 16v and most insurers wanted around Â£3k without me even telling them about mods, most wouldn't cover me soon as I mentioned it. Payed out Â£1580 TPFT due to losing no-claims and having the current smash.

Black16v · Post by **Black16v** » Thu Mar 08, 2007 2:25 pm

I'm 20 now but i got my 1.4 16v at the age of 18. Its group 10 insurance so fairly high but i got insurance on my own for Â£1400, thats 3rd party fire and theft. That was with liverpool and victoria, they were the cheapest i could find at the time. It went down to Â£800ish once i got my 1 years no claims so it aint that bad considering my beast is 100bhp and fairly rapid.........

Hoping that itll be around 500ish if i keep my no claims til september

Rubber12 · Post by **Rubber12** » Thu Mar 08, 2007 5:02 pm

im 18 and quinn quoted me at 2300 on my 1 litre polo,

so now im with liverpool victoria for 2200

its fook ridiculous!!

Petrol_Head · Post by **Petrol_Head** » Thu Mar 08, 2007 7:34 pm

if your a student get ENGSLEIGH to contact Zurich for you... im pay Â£99 per month... however sayig that... this quinn direct is looking well cheap... someone maybe moving!!

im getting Engsleigh to give me a call! see if i can get it lowered!!!

GingerGogs · Post by **GingerGogs** » Thu Mar 08, 2007 8:01 pm

I've been on the road for anout 6 months now, and spent ages shopping round as well. In the end, I eneded up at Direct line and haggled down to Â£1040, with no no claims bonus. Thats on a 1.4 CL, Third party only, but with a really low estimated mileage. As cheap as i could find, hope you get a bargain!

Robi mk4 · Post by **Robi mk4** » Thu Mar 08, 2007 10:09 pm

im 18, got 0ncb, i got 3points and i had a claim against me, i was under my dad 1st n liverpool victoria quoted me 1800 under my dad 2 renue, n 3900 on my own fully comp. lol bt before i had my crash (2 weeks b4 i was due to go on my own) it was 1500 fully comp on a 1.0l, so now im goin wid jubilee enthusiast through lancaster insurance, ive declared coilovers wheels n tyres, im fully comp got parents as named driver, got the points n accident against me n im main driver etc, limited to 7500 miles thats all, n its 2100! try lancaster tho mate!

daz1245 · Post by **daz1245** » Fri Mar 09, 2007 7:00 am

forgot to add i have 3 points for speeding doin 39 in a 30 and quinn said it wont afect ur insurance so i still got to pay 277

dj_milky · Post by **dj_milky** » Mon Mar 12, 2007 11:04 am

i am 20 been driving 3 years, got 1 years no claims and my beasty one litre is Â£450 from elephant