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Insurance on an mk4
Posted: Wed Mar 07, 2007 9:27 pm
by Grindzewall
hi im 17 at the beginning of april
ive got all my money sorted out for my lessons and £1000 for my car
but then insurance money ive got to sort myself
im after getting a mk4 polo with the money and just wanted to know how much people have got insurance for on a 1.4 or 1litre as a first car with 0ncb.
and who are good insurance companies to go with
most quotes have come back as over £2000 and that was for a 1995 1.4 one, is that about average that price??
thanks jake
Posted: Wed Mar 07, 2007 9:32 pm
by bobtknob
im 18 with 0ncb
and three points
i pay 900 with my dad as a named driver thru the CIS
but today i got a quote of just under 600 from bell
best to try either
www.moneysupermarket.com
or
www.confused.com
oh and welcome to uk-p
Posted: Wed Mar 07, 2007 9:41 pm
by T40MO
Im 17 ... got insured on a 1.4 polo on my own with
www.quinn-direct.com for £1200 can pretty much guarantee you wont find anything cheaper and alot of young drivers agree.
Posted: Wed Mar 07, 2007 10:49 pm
by quality name
im 17 and i got a 1.6 and wen i got it me insurance was 1300 through quinn then i moved and now its gone to 1500 but stil pretty cheap i thought compared wit the 3000 most other companies wanted... im 3rd prty fire and theft tho...

but it covers my arse wilst im out .(got my quote through confused

)
Posted: Wed Mar 07, 2007 11:25 pm
by vdubyabush
T40MO wrote:Im 17 ... got insured on a 1.4 polo on my own with
www.quinn-direct.com for £1200 can pretty much guarantee you wont find anything cheaper and alot of young drivers agree.
mine was almost exactly the same as that mate, spot on when u say wont find anything much cheaper
Posted: Wed Mar 07, 2007 11:37 pm
by Biddle
First year I got well ripped off with tesco about £2300 and thats for Full comp in my name on my 1.9 diesel (group 6). But this year with no claims I got it for £1089 with
http://www.moneysupermarket.com with no points or claims.
Posted: Thu Mar 08, 2007 8:16 am
by daz1245
im 23 with 2 years no claims n my insurance is £277 fpft , with quinn-direct
n that is on my polo mk4 1.4i cl 5 door
i fink i got a bargin
last year with quinn direct my insurance was £460
but my first year was 1300 with a place out of max mag wich i was ripped off
i would recomend quinn to anyone
daz1245
Posted: Thu Mar 08, 2007 12:54 pm
by NOZ
Hi i'm 24 and paid an arm and a leg. My mk4 8v got totalled with 3 months left on my insurance. Bought a 16v and most insurers wanted around £3k without me even telling them about mods, most wouldn't cover me soon as I mentioned it. Payed out £1580 TPFT due to losing no-claims and having the current smash.
Posted: Thu Mar 08, 2007 2:25 pm
by Black16v
I'm 20 now but i got my 1.4 16v at the age of 18. Its group 10 insurance so fairly high but i got insurance on my own for £1400, thats 3rd party fire and theft. That was with liverpool and victoria, they were the cheapest i could find at the time. It went down to £800ish once i got my 1 years no claims so it aint that bad considering my beast is 100bhp and fairly rapid.........
Hoping that itll be around 500ish if i keep my no claims til september

Posted: Thu Mar 08, 2007 5:02 pm
by Rubber12
im 18 and quinn quoted me at 2300 on my 1 litre polo,
so now im with liverpool victoria for 2200
its fook ridiculous!!
Posted: Thu Mar 08, 2007 7:34 pm
by Petrol_Head
if your a student get ENGSLEIGH to contact Zurich for you... im pay £99 per month... however sayig that... this quinn direct is looking well cheap... someone maybe moving!!
im getting Engsleigh to give me a call! see if i can get it lowered!!!
Posted: Thu Mar 08, 2007 8:01 pm
by GingerGogs
I've been on the road for anout 6 months now, and spent ages shopping round as well. In the end, I eneded up at Direct line and haggled down to £1040, with no no claims bonus. Thats on a 1.4 CL, Third party only, but with a really low estimated mileage. As cheap as i could find, hope you get a bargain!
Posted: Thu Mar 08, 2007 10:09 pm
by Robi mk4
im 18, got 0ncb, i got 3points and i had a claim against me, i was under my dad 1st n liverpool victoria quoted me 1800 under my dad 2 renue, n 3900 on my own fully comp. lol bt before i had my crash (2 weeks b4 i was due to go on my own) it was 1500 fully comp on a 1.0l, so now im goin wid jubilee enthusiast through lancaster insurance, ive declared coilovers wheels n tyres, im fully comp got parents as named driver, got the points n accident against me n im main driver etc, limited to 7500 miles thats all, n its 2100! try lancaster tho mate!
Posted: Fri Mar 09, 2007 7:00 am
by daz1245
forgot to add i have 3 points for speeding doin 39 in a 30 and quinn said it wont afect ur insurance so i still got to pay 277

Posted: Mon Mar 12, 2007 11:04 am
by dj_milky
i am 20 been driving 3 years, got 1 years no claims and my beasty one litre is £450 from elephant