Insurance

Gomez · Post by **Gomez** » Wed Nov 28, 2007 5:23 pm

Been looking into getting a GTI upgrade from my little 1L 6n and the cars a reasonable price its insuraning the damn thing.

Im 18 nearly 19 have less than a year on my licence but i get my year on my licence same month as tuning 19.
1 years no claims and 1 TS10 offence.

is Â£3000 realisticly my best offer?

Tim_GTi · Post by **Tim_GTi** » Wed Nov 28, 2007 6:00 pm

with less than a year on your license and considering your age i would've put it between Â£2.5k-3k

MaxZ · Post by **MaxZ** » Wed Nov 28, 2007 6:14 pm

Wow that's expensive. Im sure you'd be able to get it to below 2k, try Adrian Flux

jason11 · Post by **jason11** » Wed Nov 28, 2007 6:51 pm

adrian flux quoted me at 19 with 2years no claims with mum as named driver 1900 direct line 1200 :D

tegwin · Post by **tegwin** » Wed Nov 28, 2007 7:33 pm

Im with Norwich union with Mother as a name driver...I think I paid Â£1300....Fully comp...and im only 19

CymruPolo · Post by **CymruPolo** » Wed Nov 28, 2007 9:25 pm

I'm 20, 0 no claims (in theory I have 3 years, but I was a named driver), passed my test for 3 years, all mods declared cost me a shocking Â£1850. Adrian Flux quoted me Â£3000

and most places said they couldn't insure me until I was 21 when I muttered the letters GTI.

To be fair I think it's all the mods that have pushed the price so high, aswell as the 0 no claims thing of course. But I'd rather pay more and have everything above board. I'm with Brentacre by the way.

Post by **alexperkins** » Wed Nov 28, 2007 9:31 pm

Elephant are pretty good on GTIs - got mine down do about 2k fully comp (ish)

Si_GTi · Post by **Si_GTi** » Wed Nov 28, 2007 9:58 pm

I pay Â£480 with Brentacre, full comprehensive with all mods declared, and business class 1 cover. The last bit adds roughly Â£100 to my premium but is required for my job.

I wouldn't have even considered a GTi at 18/19 years old, the costs were simply far too high.

ModifiedMadness · Post by **ModifiedMadness** » Wed Nov 28, 2007 10:06 pm

You're an old git though Si

I was 19 when I got mine, think it was about Â£1700-Â£1800. With Brentacre it worked out about Â£1500 with paying monthly and the deposit.

However that was with 1 years no claims as I'd been on Elephants 10month bonus scheme which not a lot of other insurers honour (would have been 2 years with Elephant)

The advantages of moving to Brentacre outweighed staying wit Elephant though.

tomo87 · Post by **tomo87** » Wed Nov 28, 2007 10:19 pm

i had just turned 19 when i got mine and paid Â£1300 with elephant but having DT1 postcode realy helps!

neilw · Post by **neilw** » Thu Nov 29, 2007 9:19 am

Si_GTi wrote:I pay Â£480 with Brentacre, full comprehensive with all mods declared, and business class 1 cover. The last bit adds roughly Â£100 to my premium but is required for my job.

I wouldn't have even considered a GTi at 18/19 years old, the costs were simply far too high.

Thats Intresting, the same as Brentacre quoted me for my renewal, I got a quote from AF for Â£408 and got Brentacre to match it.

Also with my mods decleared and Class 1 business. I'm 24 with 7 years NCB

I waited until I was 21 to get my GTi , personnally I don't think paying 3k for insurance is worth it. I would save the money your be thousands of pounds better off if you wait afew years.

Neil

jonners_gti · Post by **jonners_gti** » Mon Dec 10, 2007 11:29 pm

i've paid Â£950 for mine, i'm 22, 0 no claims but have beena named driver for 5 years. it would ahve been Â£850 but i put the missus on who has a speeding ticket therefore bumping the price right up! women eh!!

1der · Post by **1der** » Wed Dec 12, 2007 7:24 pm

im 20 with 2yrs no claims and 1 claim

insurance fully comp and all mods declared with tesco, with free cover for upto a Â£1000 of ice

Â£1100

andyniceday · Post by **andyniceday** » Wed Dec 12, 2007 9:41 pm

postcode is a big factor.

im 21, 4 years driving, 2 years no claims (2 years spent on parents ins.) Â£1400 with brentacre.

a mate who has some crazy postcode in the middle of nowhere got a quote of Â£770 for my car with the same no claims details etc. madness!

JPR_polo_gti · Post by **JPR_polo_gti** » Wed Dec 12, 2007 10:58 pm

try moneysavingexpert.com, some great tips on getting cheaper insurance I pay less than 550 but i am 29