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Insurance

Posted: Wed Nov 28, 2007 5:23 pm
by Gomez
Been looking into getting a GTI upgrade from my little 1L 6n and the cars a reasonable price its insuraning the damn thing.

Im 18 nearly 19 have less than a year on my licence but i get my year on my licence same month as tuning 19.
1 years no claims and 1 TS10 offence.

is £3000 realisticly my best offer?

Posted: Wed Nov 28, 2007 6:00 pm
by Tim_GTi
with less than a year on your license and considering your age i would've put it between £2.5k-3k

Posted: Wed Nov 28, 2007 6:14 pm
by MaxZ
Wow that's expensive. Im sure you'd be able to get it to below 2k, try Adrian Flux

Posted: Wed Nov 28, 2007 6:51 pm
by jason11
adrian flux quoted me at 19 with 2years no claims with mum as named driver 1900 direct line 1200 :D

Posted: Wed Nov 28, 2007 7:33 pm
by tegwin
Im with Norwich union with Mother as a name driver...I think I paid £1300....Fully comp...and im only 19

Posted: Wed Nov 28, 2007 9:25 pm
by CymruPolo
I'm 20, 0 no claims (in theory I have 3 years, but I was a named driver), passed my test for 3 years, all mods declared cost me a shocking £1850. Adrian Flux quoted me £3000 :lol: and most places said they couldn't insure me until I was 21 when I muttered the letters GTI.

To be fair I think it's all the mods that have pushed the price so high, aswell as the 0 no claims thing of course. But I'd rather pay more and have everything above board. I'm with Brentacre by the way.

Posted: Wed Nov 28, 2007 9:31 pm
by alexperkins
Elephant are pretty good on GTIs - got mine down do about 2k fully comp (ish)

Posted: Wed Nov 28, 2007 9:58 pm
by Si_GTi
I pay £480 with Brentacre, full comprehensive with all mods declared, and business class 1 cover. The last bit adds roughly £100 to my premium but is required for my job.

I wouldn't have even considered a GTi at 18/19 years old, the costs were simply far too high.

Posted: Wed Nov 28, 2007 10:06 pm
by ModifiedMadness
You're an old git though Si :wink:

I was 19 when I got mine, think it was about £1700-£1800. With Brentacre it worked out about £1500 with paying monthly and the deposit.

However that was with 1 years no claims as I'd been on Elephants 10month bonus scheme which not a lot of other insurers honour (would have been 2 years with Elephant)

The advantages of moving to Brentacre outweighed staying wit Elephant though.

Posted: Wed Nov 28, 2007 10:19 pm
by tomo87
i had just turned 19 when i got mine and paid £1300 with elephant but having DT1 postcode realy helps!

Posted: Thu Nov 29, 2007 9:19 am
by neilw
Si_GTi wrote:I pay £480 with Brentacre, full comprehensive with all mods declared, and business class 1 cover. The last bit adds roughly £100 to my premium but is required for my job.

I wouldn't have even considered a GTi at 18/19 years old, the costs were simply far too high.
Thats Intresting, the same as Brentacre quoted me for my renewal, I got a quote from AF for £408 and got Brentacre to match it.

Also with my mods decleared and Class 1 business. I'm 24 with 7 years NCB

I waited until I was 21 to get my GTi , personnally I don't think paying 3k for insurance is worth it. I would save the money your be thousands of pounds better off if you wait afew years.

Neil

Posted: Mon Dec 10, 2007 11:29 pm
by jonners_gti
i've paid £950 for mine, i'm 22, 0 no claims but have beena named driver for 5 years. it would ahve been £850 but i put the missus on who has a speeding ticket therefore bumping the price right up! women eh!!

Posted: Wed Dec 12, 2007 7:24 pm
by 1der
im 20 with 2yrs no claims and 1 claim

insurance fully comp and all mods declared with tesco, with free cover for upto a £1000 of ice

£1100

Posted: Wed Dec 12, 2007 9:41 pm
by andyniceday
postcode is a big factor.

im 21, 4 years driving, 2 years no claims (2 years spent on parents ins.) £1400 with brentacre.

a mate who has some crazy postcode in the middle of nowhere got a quote of £770 for my car with the same no claims details etc. madness!

Posted: Wed Dec 12, 2007 10:58 pm
by JPR_polo_gti
try moneysavingexpert.com, some great tips on getting cheaper insurance I pay less than 550 but i am 29