young drivers and insurance

[olop02]

im 17 and have a 1.2 E polo but i wanna put a few bits on itsuch as induction kit, lowering springs, boost valves, ecoteck valve etc and i wanna get as cheaper insurance as i can (obviously) but i cant find anyone that will insure me if i was to do mods. Any advice would be greatly appreciated.

Thanks

[dino]

I use norwich union.

im 18 with 2yrs NCB (1 is for my bike) and 3 points and i pay £870 fully comp on a 52 1.4 TDi Sport.

[olop02]

cheers ill try them out

[david burton]

with modding you'll find that most mainstream companies allow 3 mods (at a large extra cost) then they'll refuse to insure you.

adrian flux
greenlight

are two that spring to mind that have done me proud in the past! even www.needtoinsure.co.uk are sometimes quite good.

[Uk_Polo_GTI]

norich union it s**t! all u do is chat to some punjabi if i claim! im now with eleplhant which are s**t rubbish but atleast u speak to some 1 in the country

[M7]

im 17 and have a 1.2 E polo but i wanna put a few bits on itsuch as induction kit, lowering springs, boost valves, ecoteck valve etc and i wanna get as cheaper insurance as i can (obviously) but i cant find anyone that will insure me if i was to do mods. Any advice would be greatly appreciated.

Thanks

why those? at the end of the day its a 1.2! personally i wouldnt waste my money. i didnt even bother with an induction, 1.2's aint fast so dont bother spending the money on the engine!

as for insurance, i used CIS in my first year of insurance. mods and 0 no claims with 2 accidents 2400 yes i know, but that was the cheapest out of about 20 companies!!

CIS dont charge for non performance mods, so they are good for slow cars are you dont mod the engine on them!

[jj86]

norich union it ****! all u do is chat to some punjabi if i claim! im now with eleplhant which are **** rubbish but atleast u speak to some 1 in the country

with modding you'll find that most mainstream companies allow 3 mods (at a large extra cost) then they'll refuse to insure you.

I don't agree with this. Overall I've found Norwich Union to be quite good, and i haven't had trouble with overseas call centres etc. When i last asked, NU said they wouldnt increase premium for ICE upto 1k, tints, coilovers, aftermarket alloys, but just to make sure i notified them before i got any of it fitted. (I know only the coilovers are performance related, but i guess you know what im getting at)

Another good thing with NU as opposed to Elephant.co.uk is that they insured the new golf1.6 i had as courtesy car for free (despite the golf being worth 3grand more/higher insurance band etc)

Elephant however are charging my sister a tenner a day to insure a courtesy Honda Jazz1.3... even though her policy is fully comp for her Civic Type R :S

[olop02]

well i gotta keep the car for a minimum of a further 2 years so i thought that i would at least have a bit of fun modding it

[PoloCornwall]

Young Drivers 17-24 make up 1% of the worlds drivers,
Yet make up 25% of claims made every year,
made me kinda realise about young drivers and high insurance thing lol probably off subject but i though i would just say

[xx_loopy_xx]

Ive done most of my modding on the outside for now, when i get bored i buy something new for my little car.

Im 20 and mine is only £670 with 1 yrs no claim.

ner ner ner ner.... it's great being a girlie!!

[mfa-polo]

Im 27 and I pay £400 for my tdi 100, its great being old! or not!!!!

[toXXin]

The Ecotek and Power Boost Valves are useless. They do absolutely nothing other than cause leaks in pipes.

[Alex_6n2]

dont use Adrian flux they HATE paying out and wont touch 17 year olds anyway

[macemc86]

Norwhich union quoted me around £4000 on a 1.2 e 53 9n.........
they where avin a giraffe!!!!! so i ended up with Tesco's . £1700 full comp, with 0 ncb at the age of 19.. Not bad at all i guess.

[SimonCorrigan]

hi i'm 27 protected ncb - mines £376 fully comp - even got a refund of £64 when I wrote my GTI off and transfered the insurance to my TDI. One thing I would recommend is the courtesy car - I was without a car for about 3 weeks and had to keeping get lifts off people. I'm with Norwich Union and so far they have been really good and paid the claim quickly and are well cheap. I don't work for them by the way!