Yeah I was stupid..

nikz · Post by **nikz** » Wed Oct 01, 2008 5:30 pm

Basically I got stopped for using my mobile whilst driving today. I know it was stupid and I normally have my handsfree/bluetooth on me however I didn't this time. I really don't want this thread to be a slating match as I know I've done wrong and I am in no way saying that whatever punishment I got wasn't fair. I've now got three points on my license and I've heard different things from different people regarding my insurance going up and I'm not completely sure what the scenario is. Any help would be greatly appreciated.

tomo87 · Post by **tomo87** » Wed Oct 01, 2008 5:40 pm

ummmmm

thanks for informing me

nikz · Post by **nikz** » Wed Oct 01, 2008 5:46 pm

Sorry if it wasn't clear. Was just asking how much 3 points can affect insurance if at all as I've heard different things and can't seem to find much Googling it. I tend to ramble a bit.

lolhoward · Post by **lolhoward** » Wed Oct 01, 2008 5:46 pm

tomo87 wrote:ummmmm thanks for informing me

lol

3 points will increase your insurance. You have to let them know too, otherwise your insurance is void. So your technically driving without insurance, if you do not let them know and could face further trouble.

nikz · Post by **nikz** » Wed Oct 01, 2008 5:54 pm

Thanks for that. Do you know if I have to do it once my license is returned and the points have been placed on or before i.e. now?

lolhoward · Post by **lolhoward** » Wed Oct 01, 2008 5:57 pm

Yeah I think so. Any change in your insurance details you have to let them know straight away. Like change of address/mods etc

tomo87 · Post by **tomo87** » Wed Oct 01, 2008 5:59 pm

ermm it does depend on the company, my mrs got 3 points and it didnt change her premium untill renewal time

nikz · Post by **nikz** » Wed Oct 01, 2008 6:02 pm

Thanks for clearing that up for me guys.

Josh_polo · Post by **Josh_polo** » Wed Oct 01, 2008 6:22 pm

Only inform them once you get your license with the points.

I sent mine off last oct and still no recived it back

nikz · Post by **nikz** » Wed Oct 01, 2008 6:29 pm

Dude you being serious? The policeman said to me 3 weeks and when I went to go surrender my license they told me that my temporary license is only vaild for two months?!

lolhoward · Post by **lolhoward** » Wed Oct 01, 2008 6:37 pm

tomo87 wrote:ermm it does depend on the company, my mrs got 3 points and it didnt change her premium untill renewal time

I stand corrected!

Josh_polo · Post by **Josh_polo** » Wed Oct 01, 2008 6:48 pm

nikz wrote:Dude you being serious? The policeman said to me 3 weeks and when I went to go surrender my license they told me that my temporary license is only vaild for two months?!

Yup im going to send off for a new one and just say i lost it, if a new one comes back with points then owell but if it dont touch

nikz · Post by **nikz** » Wed Oct 01, 2008 7:00 pm

Wouldn't it be on the system electronically? I'm sure they don't put it on the license itself lol. And that'd mean you end up out of pocket even more surely if you still just get the points!

Josh_polo · Post by **Josh_polo** » Wed Oct 01, 2008 7:39 pm

Hardly, i still need it back, they obv lost it before or after hopefully just before, its happened before...

chewy · Post by **chewy** » Wed Oct 01, 2008 9:25 pm

A guy I worked with sent his in to get the point on but at the same time he wanted to change the address on it, when it came back new address but no points. Lucky bugga lol